Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 39 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
L' Habitation Jemeppienne from Seraing, company number BE0405787622, closed financial year 2025 with a result of € -275,784 after tax. For that financial year L' Habitation Jemeppienne recorded revenue of € 6.5 million and equity of € 21 million. Compared with financial year 2024, the result moved from € -932,380 to € -275,784. The company made a loss. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 21 million
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -275,784
▲ 70 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6.1 million
▲ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -7.3 million.
People and assets in 2025
48.5
▼ 1.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.9 million
▼ 5% vs 2024
€ 59,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 32,687
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 45.4 million
▲ 2% vs 2024
€ 2.8 million is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 1.4 million
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 520,477
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 5,803,124 | € 5,964,477 | € 6,307,739 | € 6,549,693 | ▲ 4% |
| Gross margin | € 4,049,636 | € 4,585,787 | € 4,614,253 | € 5,248,806 | ▲ 14% |
| Profit after taxes | € -718,776 | € -753,430 | € -932,380 | € -275,784 | ▲ € 656,595 |
| Equity | € 15,676,829 | € 16,773,692 | € 16,503,972 | € 21,029,626 | ▲ 27% |
| Total debts | € 46,837,601 | € 47,022,088 | € 46,227,217 | € 47,526,084 | ▲ 3% |
| Cash | € 3,245,230 | € 5,279,047 | € 3,517,563 | € 6,099,771 | ▲ 73% |
| Land & buildings | € 44,788,491 | € 45,866,585 | € 44,449,670 | € 44,219,836 | ▼ 1% |
| Retained profit | € -5,352,308 | € -6,105,738 | € -7,038,117 | € -7,313,902 | ▼ € 275,784 |
| Bank debt | € 45,391,297 | € 45,624,816 | € 44,301,652 | € 45,368,721 | ▲ 2% |
| Balance sheet total | € 62,514,430 | € 63,795,780 | € 62,731,190 | € 68,555,710 | ▲ 9% |
| Employees (FTE) | 47.8 | 50.7 | 50.1 | 48.5 | ▼ 1.6 |
Key figures of L' Habitation Jemeppienne, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L' Habitation Jemeppienne?
What happened at L' Habitation Jemeppienne in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- SANDRINE COULEE stepped down as director. NBB
- JULIE GELDOF stepped down as director. NBB
- GUY TEGA stepped down as director. NBB
- KARADEG LAMBERTY stepped down as director. NBB
- KIM HAEYEN stepped down as director. NBB
- ANNE-MARIE DULIBA stepped down as director. NBB
- WALTER MILITELLO stepped down as director. NBB
- DAVID ILIAENS stepped down as director. NBB
In short
From € 718,776 loss in 2022 to € 275,784 loss in 2025.
Paid € 5,794 in corporate taxes since 2022.
On average € 108,200 of value added per employee in 2025.
A new publication or filing at L' Habitation Jemeppienne? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
SANDRINE COULEE
Director
since 2025 · until 2031
JULIE GELDOF
Director, Vice-chairman of the board
Also active at: Compagnie Intercommunale Liégeoise des Eaux, INTERCOMMUNALE DES SENIORS DES COMMUNES DE LA HAUTE MEUSE LIEGEOISE ET DE LA HESBAYE
since 2019 · until 2031
PATRICIA STASSEN
Director
Also active at: Agence locale pour l'Emploi de Seraing, INTERCOMMUNALE DES SENIORS DES COMMUNES DE LA HAUTE MEUSE LIEGEOISE ET DE LA HESBAYE
since 2019 · until 2025
GUY TEGA
Director
since 2025 · until 2031
since 2019 · until 2025
since 2019 · until 2031
KIM HAEYEN
Chairman of the board
Also active at: ASSOCIATION POUR LE REDEPLOIEMENT ECONOMIQUE DU BASSIN SERESIEN, Agence locale pour l'Emploi de Seraing
since 2019 · until 2031
ANDREA DELL'OLIVO
Director
Also active at: INTER - REGIES, PUBLILEC, Agilis - Intendance immobilière, Agilis - Gestion Immobilière
since 2019 · until 2025
since 2025 · until 2031
since 2025 · until 2031
DAVID ILIAENS
Director
Also active at: CENTRE HOSPITALIER BOIS DE L'ABBAYE, ELIPSE, RESEAU HOSPITALIER UNIVERSITAIRE, INTERCOMMUNALE DES SENIORS DES COMMUNES DE LA HAUTE MEUSE LIEGEOISE ET DE LA HESBAYE
since 2025 · until 2031
RENE LANG
Chairman of the board
since 2019 · until 2025
ASSOUMI TAHIROU
Director
since 2023 · until 2025
NICOLE DELANOY
Director
Also active at: CENTRE HOSPITALIER BOIS DE L'ABBAYE, INTERCOMMUNALE DES SENIORS DES COMMUNES DE LA HAUTE MEUSE LIEGEOISE ET DE LA HESBAYE
since 2019 · until 2031
JOELLE STEPHENNE
Director
since 2025 · until 2031
since 2025 · until 2031
PASCAL LIGNON
Director
since 2020 · until 2025
SAID OUERDI
Director
since 2025 · until 2031
MIREILLE TSHISUAKA MUTOPA
Director
since 2020 · until 2031
Establishments
Establishment units
Physical locations of this company
Place Brossolette 4
4101 Seraing
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
O2SWITCH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0405.787.622
- VAT number
- BE 0405.787.622
- Registered office
- Place Brossolette 4, 4101 Seraing
- Names & denominations
- L' Habitation Jemeppienne
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 August 1921
- Peppol
- Active · Active since 23 Dec 2025
- Contact
- habitationjemeppienne.be
- Activities · NACE
Verhuur van sociale woningen
Verhuur en exploitatie van sociale woningen