What does VERZEKERINGSKANTOOR CLAEYS do?

VERZEKERINGSKANTOOR CLAEYS is an insurance broker in Zonnebeke. Private Limited, started on 1 January 1970, 2 establishments.

What is the address of VERZEKERINGSKANTOOR CLAEYS?

The registered office of VERZEKERINGSKANTOOR CLAEYS is located at Kraaiveldstraat 10B, 8980 Zonnebeke.

Is VERZEKERINGSKANTOOR CLAEYS still active?

Yes. According to the CBE (29 October 2026) VERZEKERINGSKANTOOR CLAEYS is active, legal situation “Normale toestand”, started on 1 January 1970.

Is VERZEKERINGSKANTOOR CLAEYS registered on Peppol?

Yes, VERZEKERINGSKANTOOR CLAEYS is registered on the Peppol network with ID 0208:0407059213.

What is the enterprise number of VERZEKERINGSKANTOOR CLAEYS?

The enterprise number of VERZEKERINGSKANTOOR CLAEYS is BE0407059213.

When was VERZEKERINGSKANTOOR CLAEYS founded?

VERZEKERINGSKANTOOR CLAEYS was founded on 1 January 1970.

Who are the directors of VERZEKERINGSKANTOOR CLAEYS?

According to the 2025 annual accounts, the directors of VERZEKERINGSKANTOOR CLAEYS are: Annelies Clauw, Joost Claeys.

Is VERZEKERINGSKANTOOR CLAEYS a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 January 1970; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did VERZEKERINGSKANTOOR CLAEYS make in 2025?

VERZEKERINGSKANTOOR CLAEYS posted a profit after taxes of € 60,547 in financial year 2025.

What is the revenue of VERZEKERINGSKANTOOR CLAEYS?

As a small company, VERZEKERINGSKANTOOR CLAEYS is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 314,583.

VERZEKERINGSKANTOOR CLAEYS (Private Limited) - Zonnebeke

Dossier VERZEKERINGSKANTOOR CLAEYS, printed on 29 October 2026 from databakkes.be/en/0407059213/verzekeringskantoor-claeys. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

VERZEKERINGSKANTOOR CLAEYS from Zonnebeke, company number BE0407059213, closed financial year 2025 with a result of € 60,547 after tax. For that financial year VERZEKERINGSKANTOOR CLAEYS recorded a gross margin of € 314,583 and equity of € 598,432. Compared with financial year 2024, the result moved from € 73,407 to € 60,547. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 598,432

▼ 4% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 60,547

▼ 18% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 461,320

▲ 5% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 86,378 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Wage cost

€ 197,294

▲ 11% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 70,794

▼ 37% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 8,045

▼ 45% vs 2024

€ 6,685 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 31,331

▲ 6% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 11,500

▲ 263% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 291,081 Gross margin 2022: € 291,081 First fiscal year in the series	€ 273,510 Gross margin 2023: € 273,510 ▼ 6% vs 2022 (€ 291,081) Unfavourable step	€ 325,953 Gross margin 2024: € 325,953 ▲ 19% vs 2023 (€ 273,510) Favourable step	€ 314,583 Gross margin 2025: € 314,583 ▼ 3% vs 2024 (€ 325,953) Unfavourable step	▼ 3%
Profit after taxes	€ 117,432 Profit after taxes 2022: € 117,432 First fiscal year in the series	€ 98,700 Profit after taxes 2023: € 98,700 ▼ 16% vs 2022 (€ 117,432) Unfavourable step	€ 73,407 Profit after taxes 2024: € 73,407 ▼ 26% vs 2023 (€ 98,700) Unfavourable step	€ 60,547 Profit after taxes 2025: € 60,547 ▼ 18% vs 2024 (€ 73,407) Unfavourable step	▼ 18%
Equity	€ 584,191 Equity 2022: € 584,191 First fiscal year in the series	€ 645,987 Equity 2023: € 645,987 ▲ 11% vs 2022 (€ 584,191) Favourable step	€ 624,262 Equity 2024: € 624,262 ▼ 3% vs 2023 (€ 645,987) Unfavourable step	€ 598,432 Equity 2025: € 598,432 ▼ 4% vs 2024 (€ 624,262) Unfavourable step	▼ 4%
Total debts	€ 70,851 Total debts 2022: € 70,851 First fiscal year in the series	€ 52,022 Total debts 2023: € 52,022 ▼ 27% vs 2022 (€ 70,851) Favourable step	€ 47,512 Total debts 2024: € 47,512 ▼ 9% vs 2023 (€ 52,022) Favourable step	€ 50,876 Total debts 2025: € 50,876 ▲ 7% vs 2024 (€ 47,512) Unfavourable step	▲ 7%
Cash	€ 440,227 Cash 2022: € 440,227 First fiscal year in the series	€ 429,266 Cash 2023: € 429,266 ▼ 2% vs 2022 (€ 440,227) Unfavourable step	€ 441,346 Cash 2024: € 441,346 ▲ 3% vs 2023 (€ 429,266) Favourable step	€ 461,320 Cash 2025: € 461,320 ▲ 5% vs 2024 (€ 441,346) Favourable step	▲ 5%
Land & buildings	€ 48,972 Land & buildings 2022: € 48,972 First fiscal year in the series	€ 41,279 Land & buildings 2023: € 41,279 ▼ 16% vs 2022 (€ 48,972) Unchanged	€ 34,957 Land & buildings 2024: € 34,957 ▼ 15% vs 2023 (€ 41,279) Unchanged	€ 28,635 Land & buildings 2025: € 28,635 ▼ 18% vs 2024 (€ 34,957) Unchanged	▼ 18%
Retained profit	€ 559,402 Retained profit 2022: € 559,402 First fiscal year in the series	€ 621,198 Retained profit 2023: € 621,198 ▲ 11% vs 2022 (€ 559,402) Favourable step	€ 599,473 Retained profit 2024: € 599,473 ▼ 3% vs 2023 (€ 621,198) Unfavourable step	€ 573,642 Retained profit 2025: € 573,642 ▼ 4% vs 2024 (€ 599,473) Unfavourable step	▼ 4%
Dividend	€ 217,829 Dividend 2022: € 217,829 First fiscal year in the series	€ 36,903 Dividend 2023: € 36,903 ▼ 83% vs 2022 (€ 217,829) Unchanged	€ 95,132 Dividend 2024: € 95,132 ▲ 158% vs 2023 (€ 36,903) Unchanged	€ 86,378 Dividend 2025: € 86,378 ▼ 9% vs 2024 (€ 95,132) Unchanged	▼ 9%
Bank debt	€ 27,627 Bank debt 2022: € 27,627 First fiscal year in the series	€ 21,178 Bank debt 2023: € 21,178 ▼ 23% vs 2022 (€ 27,627) Favourable step	€ 14,651 Bank debt 2024: € 14,651 ▼ 31% vs 2023 (€ 21,178) Favourable step	€ 8,045 Bank debt 2025: € 8,045 ▼ 45% vs 2024 (€ 14,651) Favourable step	▼ 45%
Balance sheet total	€ 655,042 Balance sheet total 2022: € 655,042 First fiscal year in the series	€ 698,009 Balance sheet total 2023: € 698,009 ▲ 7% vs 2022 (€ 655,042) Unchanged	€ 671,775 Balance sheet total 2024: € 671,775 ▼ 4% vs 2023 (€ 698,009) Unchanged	€ 649,308 Balance sheet total 2025: € 649,308 ▼ 3% vs 2024 (€ 671,775) Unchanged	▼ 3%

Key figures of VERZEKERINGSKANTOOR CLAEYS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGSKANTOOR CLAEYS?

What happened at VERZEKERINGSKANTOOR CLAEYS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 60,547 (▼ 18% vs 2024). filed late Source: NBB ↗
Aug 31, 2004 New establishment in Moorslede. KBO
2003 Annelies Clauw became a director. NBB
Feb 1, 1970 New establishment in Zonnebeke. KBO
Jan 1, 1970 Start of the company according to the CBE. KBO

In short

From € 117,432 profit in 2022 to € 60,547 profit in 2025.

Paid € 154,261 in corporate taxes since 2022.

Best year ever: 2022, with € 117,432 profit.

Paid out € 436,242 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Annelies Clauw Joost Claeys

VERZEKERINGSKANTOOR CLAEYS

Behind VERZEKERINGSKANTOOR CLAEYS are Annelies Clauw and Joost Claeys.

Directors

According to the 2025 annual accounts

Annelies Clauw

Director

since 2003

Joost Claeys

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Kraaiveldstraat 10B

8980 Zonnebeke

2.117.544.345

Kraaiveldstraat 10 box B

8980 Zonnebeke

Active since 1 February 1970

2.146.231.304

Remi-Dewittestraat 79

8890 Moorslede

Active since 31 August 2004

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0407.059.213

VAT number

BE 0407.059.213

Registered office

Kraaiveldstraat 10B, 8980 Zonnebeke

Names & denominations

VERZEKERINGSKANTOOR CLAEYS

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

1 January 1970

Peppol

Active · Active since 21 Oct 2026

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

VERZEKERINGSKANTOOR CLAEYS

Financials

What happened to VERZEKERINGSKANTOOR CLAEYS?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions