Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering van Ardooie from Ardooie, company number BE0405537402, closed financial year 2025 with a result of € 251 after tax. For that financial year Onderlinge Brandverzekering van Ardooie recorded a gross margin of € 4,686 and equity of € 2,174. Compared with financial year 2024, the result moved from € 13,900 to € 251. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 2,174
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 251
▼ 98% vs 2024
Profit after tax over the fiscal year.
€ 338,383
▲ 110% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1,023.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 16,733
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 18,680 | € -52,214 | € 22,906 | € 4,686 | ▼ 80% |
| Profit after taxes | € 10,147 | € -13,575 | € 13,900 | € 251 | ▼ 98% |
| Equity | € 1,551 | € -12,024 | € 1,910 | € 2,174 | ▲ 14% |
| Total debts | € 581,148 | € 500,914 | € 823,530 | € 915,936 | ▲ 11% |
| Cash | € 281,848 | € 152,202 | € 160,988 | € 338,383 | ▲ 110% |
| Retained profit | € 447 | € -13,128 | € 772 | € 1,023 | ▲ 32% |
| Balance sheet total | € 934,375 | € 1,870,621 | € 1,189,878 | € 1,343,274 | ▲ 13% |
Key figures of Onderlinge Brandverzekering van Ardooie, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering van Ardooie?
What happened at Onderlinge Brandverzekering van Ardooie in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LUC DUPON stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 251 (▼ 98% vs 2024). Source: NBB ↗
- AMELIE BAEKELANDT stepped down as director. NBB
- GUIDO VANDEWAETERE stepped down as director. NBB
- LOUIS GOETHALS stepped down as director. NBB
- ELKE SCHAUBROECK became a director. NBB
- New establishment in Ardooie. KBO
- AMELIE BAEKELANDT became a director. NBB
In short
From € 10,147 profit in 2022 to € 251 profit in 2025.
Paid € 480 in corporate taxes since 2022.
Best year ever: 2024, with € 13,900 profit.
A new publication or filing at Onderlinge Brandverzekering van Ardooie? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Onderlinge Brandverzekering van Ardooie are MARK DEWITTE, BART KETELERS and ELKE SCHAUBROECK. MARK DEWITTE is also behind VOEDERS SCHERRENS and VERZEKERINGSKANTOOR DEWITTE.
Directors
According to the 2025 annual accounts
BART KETELERS
Director
ELKE SCHAUBROECK
Director
since 2025
LUC DUPON
Chairman of the board
since 2021 · until 2027
GUIDO VANDEWAETERE
Director
since 2021 · until 2025
LOUIS GOETHALS
Director
since 2021 · until 2025
since 2022 · until 2026
Establishments
Establishment units
Physical locations of this company
Stationsstraat 147
8850 Ardooie
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.537.402
- VAT number
- BE 0405.537.402
- Registered office
- Stationsstraat 147, 8850 Ardooie
- Names & denominations
- Onderlinge Brandverzekering van Ardooie
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered