Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 26.6 to 23.2.
Financials
Financial year 2025
Algemeen Ceramiek Verkoop-Kantoor from Kortrijk, company number BE0405386061, closed financial year 2025 with a result of € -237,043 after tax. For that financial year Algemeen Ceramiek Verkoop-Kantoor recorded revenue of € 15.7 million and equity of € 7.5 million. Compared with financial year 2024, the result moved from € -528,817 to € -237,043. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 7.5 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -237,043
▲ 55 % less loss than in 2024
Profit after tax over the fiscal year.
€ 130,845
▲ € 114,123 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 6.8 million.
People and assets in 2025
23.2
▼ 3.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.9 million
▼ 6% vs 2024
€ 81,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 795,543
▼ 18% vs 2024
Of which on lease € 251,753.
Debts at end 2025
€ 1.2 million
▼ 31% vs 2024
€ 170,000 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1.2 million
▲ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 32 days on average.
€ 459,778
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 20,461,086 | € 16,442,123 | € 14,839,972 | € 15,686,216 | ▲ 6% |
| Profit after taxes | € 1,211,571 | € -92,841 | € -528,817 | € -237,043 | ▲ € 291,774 |
| Equity | € 8,322,576 | € 8,229,735 | € 7,700,918 | € 7,463,875 | ▼ 3% |
| Total debts | € 5,104,747 | € 2,880,291 | € 3,361,954 | € 2,878,935 | ▼ 14% |
| Cash | € 44,990 | € 43,160 | € 16,721 | € 130,845 | ▲ € 114,123 |
| Land & buildings | € 1,584,692 | € 1,654,153 | € 1,538,842 | € 1,388,598 | ▼ 10% |
| Retained profit | € 7,627,576 | € 7,534,735 | € 7,005,918 | € 6,768,875 | ▼ 3% |
| Bank debt | € 2,956,403 | € 1,039,674 | € 1,703,000 | € 1,183,000 | ▼ 31% |
| Balance sheet total | € 13,427,324 | € 11,110,026 | € 11,062,872 | € 10,342,809 | ▼ 7% |
| Employees (FTE) | 26 | 26.6 | 26.3 | 23.2 | ▼ 3.1 |
Key figures of Algemeen Ceramiek Verkoop-Kantoor, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 June 2027.
What happened to Algemeen Ceramiek Verkoop-Kantoor?
What happened at Algemeen Ceramiek Verkoop-Kantoor in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 237,043. Source: NBB ↗
- Marc Lannoo stepped down as director. NBB
- Jeremie Lannoo stepped down as director. NBB
- Carine Deprez stepped down as director. NBB
- Marc Lannoo became a director. NBB
- Jeremie Lannoo became a director. NBB
- Carine Deprez became a director. NBB
- New establishment in Kortrijk. KBO
In short
From € 1.2 million profit in 2022 to € 237,043 loss in 2025.
Paid € 449,982 in corporate taxes since 2022.
Best year ever: 2022, with € 1.2 million profit.
Pays suppliers within 32 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Marc Lannoo
Director
since 2020 · until 2026
Jeremie Lannoo
Managing director
since 2020 · until 2026
Carine Deprez
Director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Hospitaalweg(Mar) 9
8510 Kortrijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.386.061
- VAT number
- BE 0405.386.061
- Registered office
- Hospitaalweg(Mar) 9, 8510 Kortrijk
- Names & denominations
- Algemeen Ceramiek Verkoop-Kantoor · A.C.V.K.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 May 1960
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
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