Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
DIENST MIDDENSTANDSKREDIET from Koksijde, company number BE0405242442, closed financial year 2025 with a result of € -450,548 after tax. For that financial year DIENST MIDDENSTANDSKREDIET recorded a gross margin of € -43,045 and equity of € 645,612. Compared with financial year 2024, the result moved from € -62,983 to € -450,548. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ 645,612
▼ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -450,548
▼ 615 % more loss than in 2024
Profit after tax over the fiscal year.
€ 237,088
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -50,079.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 37,040
▲ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -104,493 | € -85,838 | € -77,462 | € -43,045 | ▲ € 34,417 |
| Profit after taxes | € -93,235 | € -72,665 | € -62,983 | € -450,548 | ▼ € 387,565 |
| Equity | € 1,231,809 | € 1,159,144 | € 1,096,161 | € 645,612 | ▼ 41% |
| Total debts | € 59,486 | € 10,460 | € 43,145 | € 60,790 | ▲ 41% |
| Cash | € 100,608 | € 72,790 | € 264,648 | € 237,088 | ▼ 10% |
| Retained profit | € 536,118 | € 463,453 | € 400,470 | € -50,079 | ▼ € 450,548 |
| Balance sheet total | € 1,291,295 | € 1,169,604 | € 1,139,305 | € 706,402 | ▼ 38% |
Key figures of DIENST MIDDENSTANDSKREDIET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DIENST MIDDENSTANDSKREDIET?
What happened at DIENST MIDDENSTANDSKREDIET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Frederick Vandenberghe stepped down as director. NBB
- Jozef Vandenberghe stepped down as director. NBB
- Christophe Vandenberghe stepped down as director. NBB
- Jos Leplae stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 450,548. Source: NBB ↗
- Frederick Vandenberghe became a director. NBB
- Jozef Vandenberghe became a director. NBB
- Christophe Vandenberghe became a director. NBB
In short
From € 93,235 loss in 2022 to € 450,548 loss in 2025.
A new publication or filing at DIENST MIDDENSTANDSKREDIET? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Frederick Vandenberghe
Director
since 2021 · until 2027
since 2021 · until 2027
since 2021 · until 2027
Jos Leplae
Director
since 2021 · until 2027
Establishments
Establishment units
Physical locations of this company
Nachtegaalweg(Odk) 30
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.242.442
- VAT number
- BE 0405.242.442
- Registered office
- Nachtegaalweg(Odk) 30, 8670 Koksijde
- Names & denominations
- DIENST MIDDENSTANDSKREDIET · DMK
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 10 Jan 2026
- Activities · NACE
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Activiteiten van bouwarchitecten
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