Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Onderlinge Brandverzekering van Vinderhoute from Deinze, company number BE0405167119, closed financial year 2025 with a result of € -638 after tax. For that financial year Onderlinge Brandverzekering van Vinderhoute recorded a gross margin of € -789 and equity of € -1,278. Compared with financial year 2024, the result moved from € -1,157 to € -638. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 26, 2026.
€ -1,278
▼ € 638 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -638
▲ 45 % less loss than in 2024
Profit after tax over the fiscal year.
€ 11,968
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,278.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -792 | € 327 | € -1,157 | € -789 | ▲ € 368 |
| Profit after taxes | € -816 | € 1,128 | € -1,157 | € -638 | ▲ € 519 |
| Equity | € -611 | € 517 | € -640 | € -1,278 | ▼ € 638 |
| Total debts | € 51,095 | € 13,315 | € 13,251 | € 13,251 | |
| Cash | € 39,285 | € 13,620 | € 12,606 | € 11,968 | ▼ 5% |
| Retained profit | € -611 | € 517 | € -640 | € -1,278 | ▼ € 638 |
| Balance sheet total | € 50,484 | € 13,832 | € 12,611 | € 11,973 | ▼ 5% |
Key figures of Onderlinge Brandverzekering van Vinderhoute, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Onderlinge Brandverzekering van Vinderhoute?
What happened at Onderlinge Brandverzekering van Vinderhoute in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- LUTGARDIS CLAEYS stepped down as director. NBB
- CHRISTIAAN FREDRICK stepped down as director. NBB
- VEERLE BEYAERT stepped down as director. NBB
- MARNIX VAN WASSENHOVE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 638. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 816 loss in 2022 to € 638 loss in 2025.
Paid € 354 in corporate taxes since 2022.
Best year ever: 2023, with € 1,128 profit.
A new publication or filing at Onderlinge Brandverzekering van Vinderhoute? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Onderlinge Brandverzekering van Vinderhoute is ELS DE SMET.
Directors
According to the 2025 annual accounts
ELS DE SMET
Persoon belast met dagelijks bestuur
LUTGARDIS CLAEYS
Director
· until 2026
CHRISTIAAN FREDRICK
Director
· until 2026
VEERLE BEYAERT
Chairman of the board
· until 2026
MARNIX VAN WASSENHOVE
Director
· until 2026
Establishments
Establishment units
Physical locations of this company
Kerkstraat 32
9850 Deinze
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.167.119
- VAT number
- BE 0405.167.119
- Registered office
- Kerkstraat 32, 9850 Deinze
- Names & denominations
- OB Vinderhoute · Onderlinge Brandverzekering van Vinderhoute
- Enterprise type
- Rechtspersoon
- Legal form
- Onderlinge verzekeringsvereniging / Gemeenschappelijke verzekeringskas van privaat recht
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered