Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE NAYER from Temse, company number BE0405019540, closed financial year 2025 with a result of € -6,636 after tax. For that financial year DE NAYER recorded a gross margin of € 8,003 and equity of € 228,133. Compared with financial year 2024, the result moved from € -3,796 to € -6,636. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 228,133
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,636
▼ 75 % more loss than in 2024
Profit after tax over the fiscal year.
€ 13,440
▼ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -91,867.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 4,609
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,047 | € 7,800 | € 15,541 | € 8,003 | ▼ 49% |
| Profit after taxes | € -14,348 | € -2,651 | € -3,796 | € -6,636 | ▼ € 2,840 |
| Equity | € 241,216 | € 238,564 | € 234,769 | € 228,133 | ▼ 3% |
| Total debts | € 41,235 | € 41,187 | € 48,383 | € 45,710 | ▼ 6% |
| Cash | € 81 | € 5,129 | € 15,502 | € 13,440 | ▼ 13% |
| Land & buildings | € 271,086 | € 263,976 | € 256,866 | € 249,756 | ▼ 3% |
| Retained profit | € -78,784 | € -81,436 | € -85,231 | € -91,867 | ▼ € 6,636 |
| Balance sheet total | € 282,451 | € 279,751 | € 283,152 | € 273,842 | ▼ 3% |
Key figures of DE NAYER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE NAYER?
What happened at DE NAYER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,636. filed late Source: NBB ↗
- Carla De Nayer became a director. NBB
- Philip De Nayer became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Temse. KBO
In short
From € 14,348 loss in 2022 to € 6,636 loss in 2025.
Management
Behind DE NAYER are Carla De Nayer and Philip De Nayer.
Directors
According to the 2025 annual accounts
Carla De Nayer
Director
since 2024
Philip De Nayer
Director
since 2020
Establishments
Establishment units
Physical locations of this company
Cauwerburg 212
9140 Temse
Markt 11
9140 Temse
Active since 1 May 1934
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0405.019.540
- VAT number
- BE 0405.019.540
- Registered office
- Cauwerburg 212, 9140 Temse
- Names & denominations
- DE NAYER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 9 Dec 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
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Detailhandel in alcoholische en andere dranken