Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
Louise Fernand from Mechelen, company number BE0404970743, closed financial year 2025 with a result of € 40,766 after tax. For that financial year Louise Fernand recorded a gross margin of € 42,058 and equity of € -74,047. Compared with financial year 2024, the result moved from € 39,631 to € 40,766. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ -74,047
▲ € 40,766 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,766
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 9,819
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -94,047.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,288
▲ 119% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 111,217
▼ 27% vs 2024
Loans from banks and other lenders, long and short.
€ 483
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 958
▼ 44% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 40,289 | € 40,655 | € 41,181 | € 42,058 | ▲ 2% |
| Profit after taxes | € 39,139 | € 39,543 | € 39,631 | € 40,766 | ▲ 3% |
| Equity | € -193,987 | € -154,445 | € -114,814 | € -74,047 | ▲ € 40,766 |
| Total debts | € 268,027 | € 222,185 | € 179,562 | € 136,658 | ▼ 24% |
| Cash | € 22,089 | € 14,751 | € 12,656 | € 9,819 | ▼ 22% |
| Retained profit | € -213,987 | € -174,445 | € -134,814 | € -94,047 | ▲ € 40,766 |
| Bank debt | € 222,585 | € 179,620 | € 152,771 | € 111,217 | ▼ 27% |
| Balance sheet total | € 74,040 | € 67,740 | € 64,748 | € 62,611 | ▼ 3% |
Key figures of Louise Fernand, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Louise Fernand?
What happened at Louise Fernand in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,766 (▲ 3% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Mechelen. KBO
In short
From € 39,139 profit in 2022 to € 40,766 profit in 2025.
Best year ever: 2025, with € 40,766 profit.
Management
Behind Louise Fernand is Illse Vanderkerken.
Directors
According to the 2025 annual accounts
Illse Vanderkerken
Director
Establishments
Establishment units
Physical locations of this company
Neerstraat(MZN) 56
2812 Mechelen
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.970.743
- VAT number
- BE 0404.970.743
- Registered office
- Neerstraat(MZN) 56, 2812 Mechelen
- Names & denominations
- Louise Fernand
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 18 January 1950
- Peppol
- Active · Active since 3 Oct 2025
- Activities · NACE
Activiteiten van holdings
Holdings
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Handel in eigen onroerend goed
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering