Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
L'Union from Saint-Georges-sur-Meuse, company number BE0404447141, closed financial year 2025 with a result of € 151 after tax. For that financial year L'Union recorded a gross margin of € 973 and equity of € -44,218. Compared with financial year 2024, the result moved from € 1,730 to € 151. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.
€ -44,218
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 151
▼ 91% vs 2024
Profit after tax over the fiscal year.
€ 4,119
▲ 19% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -62,810.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 14,470
▲ 3% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -1,542 | € -2,982 | € 2,413 | € 973 | ▼ 60% |
| Profit after taxes | € -6,421 | € -7,585 | € 1,730 | € 151 | ▼ 91% |
| Equity | € -38,515 | € -46,099 | € -44,369 | € -44,218 | |
| Total debts | € 54,587 | € 60,753 | € 60,549 | € 60,932 | ▲ 1% |
| Cash | € 3,033 | € 1,768 | € 3,454 | € 4,119 | ▲ 19% |
| Land & buildings | € 12,256 | € 12,103 | € 11,951 | € 11,798 | ▼ 1% |
| Retained profit | € -57,107 | € -64,691 | € -62,961 | € -62,810 | |
| Balance sheet total | € 16,072 | € 14,654 | € 16,180 | € 16,713 | ▲ 3% |
Key figures of L'Union, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to L'Union?
What happened at L'Union in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- UMMELS Nicolas Administration Communale stepped down as director. NBB
- LEJEUNE André Administration Communale stepped down as director. NBB
- MADANI Julien Administration Communale stepped down as director. NBB
- FOSSOUL Henri Administration Communale stepped down as director. NBB
- ALFIERI Ludivine Administration Communale stepped down as director. NBB
- KELLECI Dilek Administration Communale stepped down as director. NBB
- Jean-François WANTEN Administration Communale stepped down as director. NBB
- DEJON FRANCIS Administration Communale stepped down as director. NBB
In short
From € 6,421 loss in 2022 to € 151 profit in 2025.
Best year ever: 2024, with € 1,730 profit.
Management
Directors
According to the 2025 annual accounts
UMMELS Nicolas Administration Communale
Director
since 2025 · until 2031
LEJEUNE André Administration Communale
SCRUTATEUR
since 2025 · until 2031
CHRISTIAN BERNARD
SCRUTATEUR
since 2023 · until 2026
MICHEL LACROIX
Vice-chairman of the board
since 2023 · until 2026
MADANI Julien Administration Communale
Director
since 2025 · until 2031
Jean-Philippe COENEN
VICE TRESORIER
since 2024 · until 2027
CHANTAL SLECHTEN
SECRETAIRE ADJOINTE
since 2023 · until 2026
FOSSOUL Henri Administration Communale
Director
since 2025 · until 2031
Paul JACQUES
Director
since 2024 · until 2027
ALFIERI Ludivine Administration Communale
TRESORIERE
since 2025 · until 2031
KELLECI Dilek Administration Communale
SECRETAIRE
since 2025 · until 2031
Jean-François WANTEN Administration Communale
Chairman of the board
since 2025 · until 2031
DEJON FRANCIS Administration Communale
Vice-chairman of the board
since 2025 · until 2031
HAIDON Marie-Eve Administration Communale
Director
since 2025 · until 2031
STACY Lejeune Administration Communale
Director
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Rue Reine Astrid 69
4470 Saint-Georges-sur-Meuse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.447.141
- VAT number
- BE 0404.447.141
- Registered office
- Rue Reine Astrid 69, 4470 Saint-Georges-sur-Meuse
- Names & denominations
- L'Union
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 31 May 1908
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Cafés en bars
Cafés
Exploitatie van schouwburgen, concertzalen en dergelijke