Active · per the CBE, 30 September 2026

Société coopérative indépendante de Cautionnement collectif

BE0404246213

Rechtspersoon Cooperative company 1 establishment

Société coopérative indépendante de Cautionnement collectif is filed with the CBE under the catch-all “Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen”, a code that says little about what the company actually does. Cooperative, started on 9 October 1957, 1 establishment.

Galerie de la Sauvenière 5, 4000 Liège

Active for

68 year, 11 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Busy address KBO

    22 other companies have their registered office at the same address; threshold 10.

  • Not on Peppol Peppol

    Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Société coopérative indépendante de Cautionnement collectif from Liège, company number BE0404246213, closed financial year 2025 with a result of € 974,062 after tax. For that financial year Société coopérative indépendante de Cautionnement collectif recorded revenue of € 676,614 and equity of € 5.2 million. Compared with financial year 2024, the result moved from € 1.7 million to € 974,062. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 21, 2026.

What it is worth Growing

€ 5.2 million

▲ 23% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 974,062

▼ 42% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 5.2 million

▲ 120% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 4.8 million.

People and assets in 2025

Full-time equivalents

3.6

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 440,716

▲ 10% vs 2024

€ 122,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 5,337

▼ 53% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 3.8 million

▲ 8% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 45,046

▼ 87% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Revenue € 1,606,695 € 611,948 € 640,593 € 676,614 ▲ 6%
Gross margin € 1,228,726 € 220,644 € 259,871 € 362,118 ▲ 39%
Profit after taxes € 31,770 € 1,128,880 € 1,692,033 € 974,062 ▼ 42%
Equity € 1,353,439 € 2,485,915 € 4,177,948 € 5,156,722 ▲ 23%
Total debts € 47,777,377 € 51,140,770 € 53,469,893 € 56,313,616 ▲ 5%
Cash € 1,418,930 € 4,423,607 € 2,375,167 € 5,231,557 ▲ 120%
Retained profit € 1,006,313 € 2,135,193 € 3,827,226 € 4,801,288 ▲ 25%
Balance sheet total € 52,404,323 € 56,845,608 € 60,707,694 € 64,416,251 ▲ 6%
Employees (FTE) 3.6 3.6 3.6 3.6

Key figures of Société coopérative indépendante de Cautionnement collectif, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Société coopérative indépendante de Cautionnement collectif?

What happened at Société coopérative indépendante de Cautionnement collectif in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 974,062 (▼ 42% vs 2024). Source: NBB ↗
  • Start of the company according to the CBE. KBO
  • New establishment in Liège. KBO

In short

From € 31,770 profit in 2022 to € 974,062 profit in 2025.

Paid € 960,134 in corporate taxes since 2022.

Best year ever: 2024, with € 1.7 million profit.

On average € 100,600 of value added per employee in 2025.

Establishments

Establishment units

Physical locations of this company

Registered office

Galerie de la Sauvenière 5

4000 Liège

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0404.246.213
VAT number
BE 0404.246.213
Registered office
Galerie de la Sauvenière 5, 4000 Liège
Names & denominations
Société coopérative indépendante de Cautionnement collectif · S.C.I.C.C.
Enterprise type
Rechtspersoon
Legal form
Cooperative company
Legal situation
Normale toestand
Start date
9 October 1957
Peppol
Not registered
Activities · NACE

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.

Frequently asked questions

What does Société coopérative indépendante de Cautionnement collectif do?
Société coopérative indépendante de Cautionnement collectif is filed with the CBE under the catch-all “Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen”, a code that says little about what the company actually does. Cooperative, started on 9 October 1957, 1 establishment.
What is the address of Société coopérative indépendante de Cautionnement collectif?
The registered office of Société coopérative indépendante de Cautionnement collectif is located at Galerie de la Sauvenière 5, 4000 Liège.
Is Société coopérative indépendante de Cautionnement collectif still active?
Yes. According to the CBE (30 September 2026) Société coopérative indépendante de Cautionnement collectif is active, legal situation “Normale toestand”, started on 9 October 1957.
Is Société coopérative indépendante de Cautionnement collectif registered on Peppol?
No, Société coopérative indépendante de Cautionnement collectif is currently not registered on the Peppol network.
What is the enterprise number of Société coopérative indépendante de Cautionnement collectif?
The enterprise number of Société coopérative indépendante de Cautionnement collectif is BE0404246213.
When was Société coopérative indépendante de Cautionnement collectif founded?
Société coopérative indépendante de Cautionnement collectif was founded on 9 October 1957.