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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Société coopérative indépendante de Cautionnement collectif from Herstal, company number BE0404246213, closed financial year 2025 with a result of € 974,062 after tax. For that financial year Société coopérative indépendante de Cautionnement collectif recorded revenue of € 676,614 and equity of € 5.2 million. Compared with financial year 2024, the result moved from € 1.7 million to € 974,062. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 21, 2026.
€ 5.2 million
▲ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 974,062
▼ 42% vs 2024
Profit after tax over the fiscal year.
€ 5.2 million
▲ 120% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.8 million.
People and assets in 2025
3.6
Average over the fiscal year, from the social balance sheet.
€ 440,716
▲ 10% vs 2024
€ 122,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,337
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3.8 million
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 45,046
▼ 87% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,606,695 | € 611,948 | € 640,593 | € 676,614 | ▲ 6% |
| Gross margin | € 1,228,726 | € 220,644 | € 259,871 | € 362,118 | ▲ 39% |
| Profit after taxes | € 31,770 | € 1,128,880 | € 1,692,033 | € 974,062 | ▼ 42% |
| Equity | € 1,353,439 | € 2,485,915 | € 4,177,948 | € 5,156,722 | ▲ 23% |
| Total debts | € 47,777,377 | € 51,140,770 | € 53,469,893 | € 56,313,616 | ▲ 5% |
| Cash | € 1,418,930 | € 4,423,607 | € 2,375,167 | € 5,231,557 | ▲ 120% |
| Retained profit | € 1,006,313 | € 2,135,193 | € 3,827,226 | € 4,801,288 | ▲ 25% |
| Balance sheet total | € 52,404,323 | € 56,845,608 | € 60,707,694 | € 64,416,251 | ▲ 6% |
| Employees (FTE) | 3.6 | 3.6 | 3.6 | 3.6 |
Key figures of Société coopérative indépendante de Cautionnement collectif, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Société coopérative indépendante de Cautionnement collectif?
What happened at Société coopérative indépendante de Cautionnement collectif in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 974,062 (▼ 42% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Liège. KBO
In short
From € 31,770 profit in 2022 to € 974,062 profit in 2025.
Paid € 960,134 in corporate taxes since 2022.
Best year ever: 2024, with € 1.7 million profit.
On average € 100,600 of value added per employee in 2025.
Establishments
Establishment units
Physical locations of this company
Rue de Mieres 30
4040 Herstal
Galerie de la Sauvenière 5
4000 Liège
Active since 1 September 1957
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.246.213
- VAT number
- BE 0404.246.213
- Registered office
- Rue de Mieres 30, 4040 Herstal
- Names & denominations
- Société coopérative indépendante de Cautionnement collectif · S.C.I.C.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 9 October 1957
- Peppol
- Not registered
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Ondersteunende activiteiten i.v.m. financiële instellingen, n.e.g.