Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
Kempische Automobielvereniging from Geel, company number BE0404163960, closed financial year 2025 with a result of € -180,993 after tax. For that financial year Kempische Automobielvereniging recorded a gross margin of € 6 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € -212,343 to € -180,993. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 1.2 million
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -180,993
▲ 15 % less loss than in 2024
Profit after tax over the fiscal year.
€ 683,481
▲ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 640,725.
People and assets in 2025
67.9
▲ 5.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5.1 million
▲ 7% vs 2024
€ 74,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8.3 million
▲ 105% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6.4 million
▲ 156% vs 2024
€ 964,357 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2.1 million
▲ € 1.7 million vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 788,199
▲ 11% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,865,848 | € 3,988,351 | € 5,347,799 | € 6,041,640 | ▲ 13% |
| Profit after taxes | € 80,972 | € 23,120 | € -212,343 | € -180,993 | ▲ € 31,349 |
| Equity | € 1,379,987 | € 1,532,099 | € 1,435,257 | € 1,237,763 | ▼ 14% |
| Total debts | € 1,271,677 | € 4,026,049 | € 4,394,793 | € 9,290,479 | ▲ 111% |
| Cash | € 841,729 | € 639,719 | € 561,548 | € 683,481 | ▲ 22% |
| Land & buildings | € 72,890 | € 52,145 | € 37,373 | € 35,406 | ▼ 5% |
| Retained profit | € 1,008,147 | € 1,034,061 | € 821,719 | € 640,725 | ▼ 22% |
| Bank debt | € 648,857 | € 3,271,678 | € 2,513,857 | € 6,440,857 | ▲ 156% |
| Balance sheet total | € 2,718,982 | € 5,561,921 | € 5,831,316 | € 10,528,431 | ▲ 81% |
| Employees (FTE) | 51.4 | 48.5 | 62.4 | 67.9 | ▲ 5.5 |
Key figures of Kempische Automobielvereniging, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Kempische Automobielvereniging?
What happened at Kempische Automobielvereniging in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 180,993. Source: NBB ↗
- Arnaud Van Hool became a director. NBB
- New establishment in Turnhout. KBO
- Start of the company according to the CBE. KBO
- New establishment in Geel. KBO
In short
From € 80,972 profit in 2022 to € 180,993 loss in 2025.
Paid € 54,343 in corporate taxes since 2022.
Best year ever: 2022, with € 80,972 profit.
On average € 89,000 of value added per employee in 2025.
A new publication or filing at Kempische Automobielvereniging? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BEHEERSMAATSCHAPPIJ F.A.R. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Kempische AutomobielverenigingBehind Kempische Automobielvereniging are Arnaud Van Hool and BEHEERSMAATSCHAPPIJ F.A.R. BV. The shares are held by BEHEERSMAATSCHAPPIJ F.A.R. (100%).
Directors
According to the 2025 annual accounts
Arnaud Van Hool
Director
Also active at: Ch. MATTHEESEN, Autobus Kruger, Waaslandia Autobussen, Waaslandia Travel, CAROLUS REIZEN, BEHEERSMAATSCHAPPIJ F.A.R., FAR Energies, IMMO F.A.R.
since 2020
Director · represented by Van Hool Frank
Also active at: Ch. MATTHEESEN, Autobus Kruger, Waaslandia Autobussen, Waaslandia Travel, CAROLUS REIZEN, FAR Energies
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Winkelomseheide 10
2440 Geel
Veedijk 41
2300 Turnhout
Active since 12 December 1996
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0404.163.960
- VAT number
- BE 0404.163.960
- Registered office
- Winkelomseheide 10, 2440 Geel
- Names & denominations
- Kempische Automobielvereniging · K.A.V.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 July 1953
- Peppol
- Active · Active since 5 Aug 2026
- Activities · NACE
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