Financials
Financial year 2025
Habitations Sociales de Saint Nicolas from Saint-Nicolas, company number BE0403978670, closed financial year 2025 with a result of € 1.7 million after tax. For that financial year Habitations Sociales de Saint Nicolas recorded a gross margin of € 6.1 million and equity of € 69.2 million. Compared with financial year 2024, the result moved from € 1.4 million to € 1.7 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 69.2 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.7 million
▲ 20% vs 2024
Profit after tax over the fiscal year.
€ 11.7 million
▼ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 15 million.
People and assets in 2025
26.3
▼ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.3 million
▼ 5% vs 2024
€ 86,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 106,169
▲ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 35.7 million
▼ 7% vs 2024
€ 5 million is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1 million
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 216,651
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,120,597 | € 5,461,476 | € 5,861,823 | € 6,123,906 | ▲ 4% |
| Profit after taxes | € 1,207,658 | € 1,172,407 | € 1,389,028 | € 1,671,232 | ▲ 20% |
| Equity | € 68,078,722 | € 68,009,846 | € 68,861,356 | € 69,217,984 | ▲ 1% |
| Total debts | € 47,000,781 | € 43,265,672 | € 39,885,384 | € 37,372,995 | ▼ 6% |
| Cash | € 6,610,765 | € 8,233,995 | € 13,819,690 | € 11,698,923 | ▼ 15% |
| Land & buildings | € 73,345,891 | € 71,773,850 | € 72,522,427 | € 74,159,924 | ▲ 2% |
| Retained profit | € 10,792,171 | € 11,964,577 | € 13,353,605 | € 15,024,837 | ▲ 13% |
| Bank debt | € 46,288,596 | € 42,374,510 | € 38,448,617 | € 35,698,628 | ▼ 7% |
| Balance sheet total | € 118,186,169 | € 114,292,604 | € 111,733,545 | € 109,506,553 | ▼ 2% |
| Employees (FTE) | 25.9 | 25.9 | 26.8 | 26.3 | ▼ 0.5 |
Key figures of Habitations Sociales de Saint Nicolas, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Habitations Sociales de Saint Nicolas?
What happened at Habitations Sociales de Saint Nicolas in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.7 million (▲ 20% vs 2024). Source: NBB ↗
- Philippe VANDIEST became a director. NBB
- Maria TODARO became a director. NBB
- Bastien MERCENIER became a director. NBB
- Rosa TERRANOVA became a director. NBB
- Filippo SALAMONE became a director. NBB
- Patrice LEMPEREUR became a director. NBB
- Audrey HOFMAN stepped down as director. NBB
In short
From € 1.2 million profit in 2022 to € 1.7 million profit in 2025.
Paid € 282,132 in corporate taxes since 2022.
Best year ever: 2025, with € 1.7 million profit.
On average € 232,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Habitations Sociales de Saint Nicolas are Philippe VANDIEST, Michel FRANCUS, Jean-Marc WILMOTTE, Maria TODARO, Vanessa JANSSENS and Bastien MERCENIER.
Directors
According to the 2025 annual accounts
Philippe VANDIEST
Director
since 2025
Michel FRANCUS
Chairman of the board
since 2013
Jean-Marc WILMOTTE
Director
since 2013
Maria TODARO
Director
since 2025
Vanessa JANSSENS
Government commissioner
since 2025
Bastien MERCENIER
Director
since 2025
Victor DA COSTA
Director
since 2024
Fuat AGIRBAS
Director
since 2018
Valérie MAES
Director
since 2022
Rosa TERRANOVA
Director
since 2025
Patrice CECCATO
Director
since 2013
Elvire MICCOLI
Director
since 2019
Filippo SALAMONE
Director
since 2025
Khalid HANNAOUI
Director, Vice-chairman of the board
Also active at: CENTRE HOSPITALIER BOIS DE L'ABBAYE, AGENCE LOCALE POUR L'EMPLOI DE SAINT- NICOLAS
since 2019
since 2025
Hawa AMAR
Director
since 2022
Audrey HOFMAN
Vice-chairman of the board
since 2013 · until 2025
Concetta Louisa CUSUMANO
Vice-chairman of the board
since 2013 · until 2025
since 2019 · until 2025
since 2019 · until 2025
Béatrice DELINCE
Director
since 2013 · until 2025
Daniel GERARD
Director
since 2011 · until 2025
Isabelle GRAINDORGE
Director
since 2021 · until 2025
Michel D'HONT
Director
since 2019 · until 2025
Kelly CARREIN
Director
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue des Charbonnages 95
4420 Saint-Nicolas
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.978.670
- VAT number
- BE 0403.978.670
- Registered office
- Rue des Charbonnages 95, 4420 Saint-Nicolas
- Names & denominations
- Habitations Sociales de Saint Nicolas
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 12 March 1921
- Peppol
- Active · Active since 1 Jan 2001
- Contact
- [email protected]
- Activities · NACE
Verhuur en exploitatie van sociale woningen
Verhuur van sociale woningen