Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
Comptoir de Materiaux from Liège, company number BE0403903347, closed financial year 2025 with a result of € -24,850 after tax. For that financial year Comptoir de Materiaux recorded a gross margin of € 1 million and equity of € 3.4 million. Compared with financial year 2024, the result moved from € -15,723 to € -24,850. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 3.4 million
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -24,850
▼ 58 % more loss than in 2024
Profit after tax over the fiscal year.
€ 135,850
▲ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 2.8 million.
People and assets in 2025
10.7
▼ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 534,794
▼ 5% vs 2024
€ 50,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 160,656
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.4 million
▼ 4% vs 2024
€ 269,022 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 735,354
▲ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 93,858
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,240,653 | € 1,087,038 | € 1,130,958 | € 1,024,253 | ▼ 9% |
| Profit after taxes | € 303,583 | € 68,982 | € -15,723 | € -24,850 | ▼ € 9,127 |
| Equity | € 3,424,644 | € 3,489,455 | € 3,472,860 | € 3,447,138 | ▼ 1% |
| Total debts | € 4,016,724 | € 5,389,401 | € 5,584,577 | € 5,610,117 | |
| Cash | € 126,821 | € 227,932 | € 97,085 | € 135,850 | ▲ 40% |
| Land & buildings | € 1,334,631 | € 1,705,726 | € 1,616,066 | € 1,506,134 | ▼ 7% |
| Retained profit | € 2,785,235 | € 2,854,216 | € 2,838,493 | € 2,813,644 | ▼ 1% |
| Bank debt | € 2,606,556 | € 4,268,470 | € 4,569,181 | € 4,398,860 | ▼ 4% |
| Balance sheet total | € 7,541,123 | € 8,973,039 | € 9,146,046 | € 9,140,291 | |
| Employees (FTE) | 11.5 | 11.7 | 11.6 | 10.7 | ▼ 0.9 |
Key figures of Comptoir de Materiaux, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Comptoir de Materiaux?
What happened at Comptoir de Materiaux in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jacques, Gabriel LECOQ stepped down as director. NBB
- Fabrice LECOQ stepped down as director. NBB
- Arlette HOFFMANN stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 24,850. filed late Source: NBB ↗
- Jacques, Gabriel LECOQ became a director. NBB
- Fabrice LECOQ became a director. NBB
- Arlette HOFFMANN became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 303,583 profit in 2022 to € 24,850 loss in 2025.
Paid € 156,030 in corporate taxes since 2022.
Best year ever: 2022, with € 303,583 profit.
On average € 95,700 of value added per employee in 2025.
A new publication or filing at Comptoir de Materiaux? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
It owns 21.3% of GENERAL CONSTRUCTION SA itself.
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Fabrice LECOQ
Managing director
Also active at: GENERAL CONSTRUCTION LIEGE, IMMO-VAUX, C A R O B E L
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue de la Station 74 box 76
4032 Liège
Rue de la Station 74
4032 Liège
Active since 1 May 1946
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0403.903.347
- VAT number
- BE 0403.903.347
- Registered office
- Rue de la Station 74 bus 76, 4032 Liège
- Names & denominations
- Comptoir de Materiaux
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 May 1946
- Peppol
- Active · Active since 5 Dec 2025
- Contact
- comptoirdemateriaux.be
- Activities · NACE
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Detailhandel in ijzerwaren, verf, bouwmaterialen (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte van minder dan 400 m2