Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Erika from Sint-Katelijne-Waver, company number BE0403768339, closed financial year 2025 with a result of € -35,903 after tax. For that financial year Erika recorded a gross margin of € 31,590 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € -21,215 to € -35,903. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 1.1 million
▼ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -35,903
▼ 69 % more loss than in 2024
Profit after tax over the fiscal year.
€ 27,807
▲ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 573,364.
People and assets in 2025
€ 10,252
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 281,676
▼ 4% vs 2024
€ 11,455 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 3,971
▲ 170% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 387
▼ 96% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -23,618 | € 20,705 | € 38,214 | € 31,590 | ▼ 17% |
| Profit after taxes | € -48,426 | € 12,040 | € -21,215 | € -35,903 | ▼ € 14,688 |
| Equity | € 1,102,578 | € 1,114,619 | € 1,093,403 | € 1,057,500 | ▼ 3% |
| Total debts | € 112,108 | € 441,371 | € 433,844 | € 424,552 | ▼ 2% |
| Cash | € 487,256 | € 6,726 | € 25,335 | € 27,807 | ▲ 10% |
| Land & buildings | € 622,471 | € 1,702,231 | € 1,658,288 | € 1,612,236 | ▼ 3% |
| Retained profit | € 618,442 | € 630,483 | € 609,267 | € 573,364 | ▼ 6% |
| Bank debt | € 0 | € 303,211 | € 292,678 | € 281,676 | ▼ 4% |
| Balance sheet total | € 1,491,706 | € 1,742,583 | € 1,706,422 | € 1,653,810 | ▼ 3% |
Key figures of Erika, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Erika?
What happened at Erika in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Laura Marinakis stepped down as director. NBB
- Victor Smet stepped down as director. NBB
- Emma Smet stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 35,903. Source: NBB ↗
- Laura Marinakis became a director. NBB
- Victor Smet became a director. NBB
- Benedicte Smet stepped down as director. NBB
- Emma Smet became a director. NBB
In short
From € 48,426 loss in 2022 to € 35,903 loss in 2025.
Paid € 10,026 in corporate taxes since 2022.
Best year ever: 2023, with € 12,040 profit.
Management
Directors
According to the 2025 annual accounts
Laura Marinakis
Director
Also active at: VAN HECK, ONROERENDE EN ROERENDE INVESTERINGSCOMPAGNIE BELGIUM, REAL ESTATE BELGIUM, CONTINENTAL AIR TRAFFIC
since 2026 · until 2032
since 2026 · until 2032
Benedicte Smet
Director
Also active at: VAN HECK, BS INVEST, MANAGEMENT & INVESTMENT COMPANY, RED WOLF
since 2023 · until 2026
Emma Smet
Managing director
Also active at: VAN HECK, ONROERENDE EN ROERENDE INVESTERINGSCOMPAGNIE BELGIUM
since 2026 · until 2032
Philip Smet
Managing director
Also active at: Transport Wayfarer, SMET-JET, ATOX, VAN HECK, ONROERENDE EN ROERENDE INVESTERINGSCOMPAGNIE BELGIUM, REAL ESTATE BELGIUM, SMET JET CHEMICAL CLEANING, CONTINENTAL AIR TRAFFIC
since 2023 · until 2026
Establishments
Establishment units
Physical locations of this company
Dijk 35
2861 Sint-Katelijne-Waver
Nijverheidsstraat 3
2260 Westerlo
Active since 1 November 1962
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.768.339
- VAT number
- BE 0403.768.339
- Registered office
- Dijk 35, 2861 Sint-Katelijne-Waver
- Names & denominations
- Erika
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 26 November 1962
- Peppol
- Active · Active since 29 Nov 2025
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen