Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2026; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2026
Société Carmel d'Argenteuil-Waterloo from Waterloo, company number BE0403316003, closed financial year 2026 with a result of € 3,021 after tax. For that financial year Société Carmel d'Argenteuil-Waterloo recorded a gross margin of € 4,027 and equity of € 293,208. Compared with financial year 2025, the result moved from € 1,016 to € 3,021. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 293,208
▲ 1% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,021
▲ 197% vs 2025
Profit after tax over the fiscal year.
€ 4,666
▲ 23% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € -56,322.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 3,325 | € 3,123 | € 2,017 | € 4,027 | ▲ 100% |
| Profit after taxes | € 2,254 | € 2,050 | € 1,016 | € 3,021 | ▲ 197% |
| Equity | € 287,121 | € 289,171 | € 290,187 | € 293,208 | ▲ 1% |
| Total debts | € 97,920 | € 94,390 | € 92,920 | € 89,920 | ▼ 3% |
| Cash | € 4,008 | € 3,385 | € 3,788 | € 4,666 | ▲ 23% |
| Land & buildings | € 375,039 | € 375,039 | € 375,039 | € 375,039 | |
| Retained profit | € -62,409 | € -60,359 | € -59,343 | € -56,322 | ▲ € 3,021 |
| Balance sheet total | € 385,041 | € 383,561 | € 383,107 | € 383,128 |
Key figures of Société Carmel d'Argenteuil-Waterloo, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 28 September 2027.
What happened to Société Carmel d'Argenteuil-Waterloo?
What happened at Société Carmel d'Argenteuil-Waterloo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Christine DE VROEY stepped down as director. NBB
- Anne-Marie VANDECANDELAERE stepped down as director. NBB
- New annual accounts for financial year 2026: profit of € 3,021 (▲ 197% vs 2025). Source: NBB ↗
- Alice PIERSON stepped down as director. NBB
- Christine DE VROEY became a director. NBB
- Alice PIERSON became a director. NBB
- Anne-Marie VANDECANDELAERE became a director. NBB
- New establishment in Waterloo. KBO
In short
From € 2,254 profit in 2023 to € 3,021 profit in 2026.
Best year ever: 2026, with € 3,021 profit.
Management
Directors
According to the 2026 annual accounts
Christine DE VROEY
Director
since 2022 · until 2028
Alice PIERSON
Director
since 2022 · until 2026
Anne-Marie VANDECANDELAERE
Director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Drève du Carmel 24
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.316.003
- VAT number
- BE 0403.316.003
- Registered office
- Drève du Carmel 24, 1410 Waterloo
- Names & denominations
- Société Carmel d'Argenteuil-Waterloo · SOCAWA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 1941
- Peppol
- Not registered