Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 63 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GROUPE JOSI - GROEP JOSI from Brussel, company number BE0403260375, closed financial year 2025 with a result of € 12 million after tax. For that financial year GROUPE JOSI - GROEP JOSI recorded a gross margin of € -167,031 and equity of € 113.4 million. Compared with financial year 2024, the result moved from € 5 million to € 12 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 113.4 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12 million
▲ 140% vs 2024
Profit after tax over the fiscal year.
€ 2 million
▲ 15% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 3.6 million paid out
30 % of the profit went to the shareholders, mostly to Insurance Participations Company (82 % of the shares). That is where the money ends up.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 16,046
▼ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 135,000
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -148,941 | € -179,611 | € -203,126 | € -167,031 | ▲ € 36,095 |
| Profit after taxes | € 5,966,912 | € 5,781,760 | € 5,003,980 | € 11,992,515 | ▲ 140% |
| Equity | € 105,772,509 | € 108,440,701 | € 105,036,858 | € 113,387,773 | ▲ 8% |
| Total debts | € 2,427,035 | € 3,986,870 | € 8,691,246 | € 3,846,588 | ▼ 56% |
| Cash | € 3,212,660 | € 3,492,354 | € 1,778,244 | € 2,045,359 | ▲ 15% |
| Retained profit | € 98,772,509 | € 101,440,701 | € 98,036,858 | € 106,387,773 | ▲ 9% |
| Dividend | € 2,239,584 | € 3,113,568 | € 8,407,823 | € 3,641,600 | ▼ 57% |
| Balance sheet total | € 108,199,544 | € 112,427,570 | € 113,728,104 | € 117,234,361 | ▲ 3% |
Key figures of GROUPE JOSI - GROEP JOSI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GROUPE JOSI - GROEP JOSI?
What happened at GROUPE JOSI - GROEP JOSI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Axelle LAURENT JOSI stepped down as director. NBB
- Jean-Nicolas LAURENT JOSI stepped down as director. NBB
- Christophe DELEVAL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 12 million (▲ 140% vs 2024). Source: NBB ↗
- Hubert BONNET stepped down as director. NBB
- Xavier DELEVAL stepped down as director. NBB
- Grégoire de SPOELBERCH stepped down as director. NBB
- Jean-Louis LAURENT-JOSI stepped down as director. NBB
In short
From € 6 million profit in 2022 to € 12 million profit in 2025.
Paid € 790,391 in corporate taxes since 2022.
Best year ever: 2025, with € 12 million profit.
Paid out € 17.4 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Insurance Participations Company, G.D.S. CONSULT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GROUPE JOSI - GROEP JOSIThe shares are held by Insurance Participations Company (81.8%) and G.D.S. CONSULT (6.1%). It owns 100% of SOFIDEV itself.
Directors
According to the 2025 annual accounts
Hubert BONNET
Director
since 2023 · until 2026
Axelle LAURENT JOSI
Director
since 2024 · until 2027
Xavier DELEVAL
Director
Also active at: Société financière de Développement - Financiele Maatschappij voor Ontwikkeling, BSC
since 2023 · until 2026
Jean-Nicolas LAURENT JOSI
Director
since 2024 · until 2027
Grégoire de SPOELBERCH
Director
Also active at: Société Immobilière du Canal, WESPARC - WESPARK, VERLINVEST, ATLAS PLASKY, GET BUILDING, G.D.S. CONSULT, FONDS BAILLET LATOUR, FORHAVEX +7 more
since 2023 · until 2026
Jean-Louis LAURENT-JOSI
Director
since 2023 · until 2026
Christian VARIN
Director
since 2023 · until 2026
Christophe DELEVAL
Director
since 2024 · until 2027
Jean-Marie LAURENT-JOSI
Chairman of the board
since 2023 · until 2026
Shareholders
Participations
100%
Establishments
Establishment units
Physical locations of this company
Koloniënstraat 11
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.260.375
- VAT number
- BE 0403.260.375
- Registered office
- Koloniënstraat 11, 1000 Brussel
- Names & denominations
- GROUPE JOSI - GROEP JOSI · Groupe Josi 1909-Groep Josi 1909
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 1909
- Peppol
- Not registered