Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2023; threshold 65 %.
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Late annual account NBB
Fiscal year 2023 was filed 195 days after the legal deadline.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2023
CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS from Kortenberg, company number BE0403257209, closed financial year 2023 with a result of € -3,987 after tax. For that financial year CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS recorded a gross margin of € -3,574 and equity of € 211,076. Compared with financial year 2022, the result moved from € -3,766 to € -3,987. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 11, 2025.
€ 211,076
▼ 2% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,987
▼ 6 % more loss than in 2022
Profit after tax over the fiscal year.
€ 1
▼ 99% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 161,497.
Debts at end 2023
None
No bank loans on the last day of the fiscal year.
€ 8,000
▲ 99% vs 2022
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € -3,890 | € -3,394 | € -3,574 | ▼ € 180 |
| Profit after taxes | € -4,260 | € -3,766 | € -3,987 | ▼ € 221 |
| Equity | € 218,828 | € 215,062 | € 211,076 | ▼ 2% |
| Total debts | € 1,738 | € 5,403 | € 9,390 | ▲ 74% |
| Cash | € 133 | € 98 | € 1 | ▼ 99% |
| Retained profit | € 169,249 | € 165,484 | € 161,497 | ▼ 2% |
| Balance sheet total | € 220,565 | € 220,466 | € 220,466 |
Key figures of CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS?
What happened at CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 3,987. filed late Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Kortenberg. KBO
In short
From € 4,260 loss in 2021 to € 3,987 loss in 2023.
A new publication or filing at CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of a.dk. - MOVES DEKEMPENEER comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKASBehind CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS is ADK Dekempeneer NV. The shares are held by a.dk. - MOVES DEKEMPENEER (100%).
Directors
According to the 2023 annual accounts
Director · represented by Johan Christaens
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Arthur De Coninckstraat 9
3070 Kortenberg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.257.209
- VAT number
- BE 0403.257.209
- Registered office
- Arthur De Coninckstraat 9, 3070 Kortenberg
- Names & denominations
- CAISSE DE CREDIT PRIVE - PRIVAAT KREDIETKAS
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 6 March 1940
- Peppol
- Not registered