Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 46 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE from Vilvoorde, company number BE0403254239, closed financial year 2025 with a result of € 748,666 after tax. For that financial year GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE recorded a gross margin of € 233,440 and equity of € 7.1 million. Compared with financial year 2024, the result moved from € 184,418 to € 748,666. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.
€ 7.1 million
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 748,666
▲ € 564,247 vs 2024
Profit after tax over the fiscal year.
€ 3 million
▲ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5.1 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 140,658
▲ 17% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 88,207
▲ 13% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 144,989 | € 61,594 | € -19,497 | € 233,440 | ▲ € 252,937 |
| Profit after taxes | € 182,783 | € 219,358 | € 184,418 | € 748,666 | ▲ € 564,247 |
| Equity | € 5,758,075 | € 6,030,827 | € 6,273,021 | € 7,076,137 | ▲ 13% |
| Total debts | € 16,530,466 | € 17,090,129 | € 17,180,728 | € 17,908,795 | ▲ 4% |
| Cash | € 3,108,927 | € 2,794,134 | € 1,833,946 | € 2,994,611 | ▲ 63% |
| Retained profit | € 3,950,095 | € 4,169,452 | € 4,353,871 | € 5,102,537 | ▲ 17% |
| Balance sheet total | € 23,805,867 | € 24,610,070 | € 24,649,218 | € 26,029,391 | ▲ 6% |
Key figures of GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE?
What happened at GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 748,666 (▲ € 564,247 vs 2024). Source: NBB ↗
- New establishment in Vilvoorde. KBO
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 182,783 profit in 2022 to € 748,666 profit in 2025.
Paid € 409,942 in corporate taxes since 2022.
Best year ever: 2025, with € 748,666 profit.
A new publication or filing at GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of BOUWONDERNEMING DE GREEF comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIEBehind GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE are Hervé Demeyere, Johan Debuf, Filip Verkest, Karel Ghesquière and Peter Suys. The shares are held by BOUWONDERNEMING DE GREEF.
Directors
According to the 2025 annual accounts
Hervé Demeyere
Director
Filip Verkest
Director
Karel Ghesquière
Director
Also active at: Kinderopvang de Duinhuisjes, CENTRUM VAN DE OOSTKUST, De Lindeboom
Peter Suys
Director
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Maria-Theresialaan 35
1800 Vilvoorde
Sint-Clarastraat 48
8000 Brugge
Active since 1 August 1966
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →Bouwunie Technieken
bouwunie algemene en ruwbouwaannemers
unie van het kmo-bouwbedrijf
€ 2.7 million gross margin · 2025
HOUTUNIE HOUTBEWERKERS
BOUWUNIE SCHRIJNWERKERS & INTERIEURBOUWERS
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.254.239
- VAT number
- BE 0403.254.239
- Registered office
- Maria-Theresialaan 35, 1800 Vilvoorde
- Names & denominations
- GEMEENSCHAPPELIJKE BORGSTELLINGSKAS VAN DE BOUWUNIE · BORGSTELLINGSKAS BOUWUNIE
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1966
- Peppol
- Active · Active since 18 Dec 2024