Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CLASS-FINANCE from Brussel, company number BE0403153774, closed financial year 2024 with a result of € -45,191 after tax. For that financial year CLASS-FINANCE recorded a gross margin of € 126,605 and equity of € 660,199. Compared with financial year 2023, the result moved from € 16,796 to € -45,191. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 660,199
▼ 6% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -45,191
▼ still € 16,796 profit in 2023
Profit after tax over the fiscal year.
€ 141
▼ 99% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 45,199.
Debts at end 2024
€ 945,234
▼ 7% vs 2023
€ 78,385 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 51,561
▲ 116% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 86,747 | € 102,893 | € 65,766 | € 126,605 | ▲ 93% |
| Profit after taxes | € 8,716 | € 4,529 | € 16,796 | € -45,191 | ▼ € 61,987 |
| Equity | € 719,689 | € 713,655 | € 705,390 | € 660,199 | ▼ 6% |
| Total debts | € 2,020,915 | € 1,914,928 | € 1,840,735 | € 1,653,907 | ▼ 10% |
| Cash | € 184 | € 4,598 | € 16,556 | € 141 | ▼ 99% |
| Land & buildings | € 1,468,307 | € 1,427,496 | € 1,370,356 | € 1,319,055 | ▼ 4% |
| Retained profit | € 104,689 | € 98,655 | € 90,390 | € 45,199 | ▼ 50% |
| Bank debt | € 1,172,076 | € 1,091,574 | € 1,015,855 | € 945,234 | ▼ 7% |
| Balance sheet total | € 2,895,059 | € 2,777,601 | € 2,682,562 | € 2,441,137 | ▼ 9% |
Key figures of CLASS-FINANCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CLASS-FINANCE?
What happened at CLASS-FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 45,191 (▼ € 61,987 vs 2023). filed late Source: NBB ↗
- CLASS BUSINESS became a director. NBB
- New establishment in Gembloux. KBO
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,716 profit in 2021 to € 45,191 loss in 2024.
Paid € 4,916 in corporate taxes since 2021.
Best year ever: 2023, with € 16,796 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CLASS-FINANCE is CLASS BUSINESS. It owns 13.1% of CLASS-BUSINESS and 10% of LES HAUTS DE MERBRAINE itself.
Directors
According to the 2024 annual accounts
Director · represented by Etienne de Sauvage Vercour
Also active at: EVALEM ALPHA, LES HAUTS DE MERBRAINE, M.D.C., CLASS-CONSTRUCT, CLASS - INVEST, GESTION DE GEMBLOUX
since 2020
Establishments
Establishment units
Physical locations of this company
Louizalaan 131A
1050 Brussel
Louizalaan 131 A
1050 Brussel
Active since 1 February 1942
Chaussée de Namur 132
5030 Gembloux
Active since 29 February 1988
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0403.153.774
- VAT number
- BE 0403.153.774
- Registered office
- Louizalaan 131A, 1050 Brussel
- Names & denominations
- CLASS-FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1941
- Peppol
- Active · Active since 26 Jun 2026
- Activities · NACE
Groothandel in bouwmaterialen, algemeen assortiment
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