Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 55 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A.I.B.V. from Anderlecht, company number BE0402671348, closed financial year 2025 with a result of € 1.6 million after tax. For that financial year A.I.B.V. recorded revenue of € 50.6 million and equity of € 20.6 million. Compared with financial year 2024, the result moved from € 1.7 million to € 1.6 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 20.6 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.6 million
▼ 5% vs 2024
Profit after tax over the fiscal year.
€ 2 million
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 450,000 paid out
28 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
416.9
▲ 8.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 36.4 million
▲ 8% vs 2024
€ 87,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2 million
▲ 4% vs 2024
Of which on lease € 61,333.
Debts at end 2025
€ 18,390
▼ 65% vs 2024
Loans from banks and other lenders, long and short.
€ 2.4 million
▲ 65% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 84 days on average.
€ 5.5 million
▲ 5% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 40,237,951 | € 46,743,339 | € 48,674,363 | € 50,586,270 | ▲ 4% |
| Profit after taxes | € 1,691,335 | € 2,019,203 | € 1,698,193 | € 1,613,235 | ▼ 5% |
| Equity | € 16,579,432 | € 18,182,163 | € 19,415,676 | € 20,565,159 | ▲ 6% |
| Total debts | € 9,634,805 | € 12,334,499 | € 13,589,166 | € 14,847,469 | ▲ 9% |
| Cash | € 3,411,815 | € 2,375,354 | € 3,915,945 | € 1,981,322 | ▼ 49% |
| Land & buildings | € 15,910,287 | € 15,802,028 | € 15,786,497 | € 17,818,018 | ▲ 13% |
| Retained profit | € 14,250,495 | € 15,873,698 | € 17,121,891 | € 18,285,126 | ▲ 7% |
| Dividend | € 396,000 | € 396,000 | € 450,000 | € 450,000 | |
| Bank debt | € 119,730 | € 83,135 | € 52,170 | € 18,390 | ▼ 65% |
| Balance sheet total | € 26,362,929 | € 30,643,880 | € 33,113,959 | € 35,508,326 | ▲ 7% |
| Employees (FTE) | 372 | 394 | 408.1 | 416.9 | ▲ 8.8 |
Key figures of A.I.B.V., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A.I.B.V.?
What happened at A.I.B.V. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Laurent Delvaux stepped down as director. NBB
- Laurent Termote stepped down as director. NBB
- Lys Invest stepped down as director. NBB
- Francoise Bernard stepped down as director. NBB
- Catherine Bernard stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1.6 million (▼ 5% vs 2024). Source: NBB ↗
- Philippe Bernard stepped down as director. NBB
- Laurent Delvaux became a director. NBB
In short
From € 1.7 million profit in 2022 to € 1.6 million profit in 2025.
Paid € 3 million in corporate taxes since 2022.
Best year ever: 2023, with € 2 million profit.
Paid out € 1.7 million in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Francoise Bernard
Director
since 2024 · until 2027
Laurent Delvaux
Director
since 2025 · until 2028
since 2020 · until 2026
Catherine Bernard
Director
since 2024 · until 2027
Director · represented by JAN BERNARD
since 2021 · until 2027
since 2025 · until 2028
Establishments
Establishment units
Physical locations of this company
Sylvain Dupuislaan 235
1070 Anderlecht
Zinkstraat 3
1500 Halle
Active since 1 January 1965
Erasmuslaan 21
1804 Zemst
Active since 1 January 1965
Z. 5 Mollem 80-81
1730 Asse
Active since 15 September 1978
Technologielaan 37
1840 Londerzeel
Active since 12 January 1999
Rue du Brachot 12
6061 Charleroi
Active since 1 January 1965
Rue Tahon 59
6041 Charleroi
Active since 1 November 1971
Rue du Lion Belge 7
6010 Charleroi
Active since 12 January 1999
Rue Duc Saint Simon 17
5660 Couvin
Active since 1 January 1965
Rue de Baume-Marpent(PIE) -
7100 La Louvière
Active since 1 January 1965
Avenue du Marouset 103
7090 Braine-le-Comte
Active since 12 March 1979
Z. 1 Researchpark 90
1731 Asse
Active since 1 January 2011
Rue du Bassin(FL) 19
6220 Fleurus
Active since 19 November 2018
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0402.671.348
- VAT number
- BE 0402.671.348
- Registered office
- Sylvain Dupuislaan 235, 1070 Anderlecht
- Names & denominations
- A.I.B.V.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 15 Jan 2025
- Activities · NACE
Technische controle van motorvoertuigen
Automobielinspectie en overige diagnosecentra voor auto's
Activiteiten van auto- en motorrijscholen
Autorijscholen