Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2024; threshold 65 %.
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Busy address KBO
113 other companies have their registered office at the same address; threshold 10.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
Caisse d'Entraide de Prêts et de Financements from Brussel, company number BE0402543466, closed financial year 2024 with a result of € 165,965 after tax. For that financial year Caisse d'Entraide de Prêts et de Financements recorded a gross margin of € 19,883 and equity of € -811,939. Compared with financial year 2023, the result moved from € -17,758 to € 165,965. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2025.
€ -811,939
▲ € 165,965 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 165,965
▲ still € 17,758 loss in 2023
Profit after tax over the fiscal year.
€ 10,633
▼ 1% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -1.4 million.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 4,574
▼ 77% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 1.3 million
▼ 18% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -79,980 | € -15,632 | € -16,909 | € 19,883 | ▲ € 36,792 |
| Profit after taxes | € -434,992 | € -1,217,932 | € -17,758 | € 165,965 | ▲ € 183,724 |
| Equity | € 257,785 | € -960,146 | € -977,905 | € -811,939 | ▲ € 165,965 |
| Total debts | € 1,742,447 | € 2,303,113 | € 2,320,962 | € 2,079,560 | ▼ 10% |
| Cash | € 10,391 | € 10,596 | € 10,688 | € 10,633 | ▼ 1% |
| Retained profit | € -361,948 | € -1,579,880 | € -1,597,639 | € -1,431,673 | ▲ € 165,965 |
| Balance sheet total | € 2,096,957 | € 1,439,691 | € 1,439,782 | € 1,364,345 | ▼ 5% |
Key figures of Caisse d'Entraide de Prêts et de Financements, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to Caisse d'Entraide de Prêts et de Financements?
What happened at Caisse d'Entraide de Prêts et de Financements in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Caisse d'Entraide de Prêts et de Financements is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: profit of € 165,965. filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 434,992 loss in 2021 to € 165,965 profit in 2024.
Paid € 1.5 million in corporate taxes since 2021.
Best year ever: 2024, with € 165,965 profit.
A new publication or filing at Caisse d'Entraide de Prêts et de Financements? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Caisse d'Entraide de Prêts et de Financements are YVES LAISNE, PIERRE AIME MOREL, XAVIER DE ROUSSEL DE PREVILLE and ROSE FRANCOIS.
Directors
According to the 2024 annual accounts
YVES LAISNE
Director
PIERRE AIME MOREL
Director
XAVIER DE ROUSSEL DE PREVILLE
Director
ROSE FRANCOIS
Associate
Establishments
Establishment units
Physical locations of this company
Congresstraat 35
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 113 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0402.543.466
- VAT number
- BE 0402.543.466
- Registered office
- Congresstraat 35, 1000 Brussel
- Names & denominations
- Caisse d'Entraide de Prêts et de Financements · C.E.P.F.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Opening faillissement
- Start date
- 16 June 1950
- Peppol
- Not registered