Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 62 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
LA MAISON DES CHEMINOTS ET P.T.T. from Charleroi, company number BE0401523679, closed financial year 2025 with a result of € -44,170 after tax. For that financial year LA MAISON DES CHEMINOTS ET P.T.T. recorded a gross margin of € 2,619 and equity of € -151,808. Compared with financial year 2024, the result moved from € -25,947 to € -44,170. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 5, 2026.
€ -151,808
▼ € 44,119 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,170
▼ 70 % more loss than in 2024
Profit after tax over the fiscal year.
€ 7,266
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -214,672.
People and assets in 2025
€ 2,220
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 140,278
▲ 48% vs 2024
Loans from banks and other lenders, long and short.
€ 8,878
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 17,548 | € 30,440 | € 92,580 | € 2,619 | ▼ 97% |
| Profit after taxes | € -55,762 | € -75,046 | € -25,947 | € -44,170 | ▼ € 18,223 |
| Equity | € -6,882 | € -81,742 | € -107,689 | € -151,808 | ▼ € 44,119 |
| Total debts | € 71,192 | € 120,611 | € 145,389 | € 167,547 | ▲ 15% |
| Cash | € 21,846 | € 7,447 | € 13,912 | € 7,266 | ▼ 48% |
| Retained profit | € -54,079 | € -144,555 | € -170,502 | € -214,672 | ▼ € 44,170 |
| Bank debt | € 40,000 | € 80,000 | € 94,700 | € 140,278 | ▲ 48% |
| Balance sheet total | € 64,311 | € 38,869 | € 37,700 | € 15,740 | ▼ 58% |
Key figures of LA MAISON DES CHEMINOTS ET P.T.T., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LA MAISON DES CHEMINOTS ET P.T.T.?
What happened at LA MAISON DES CHEMINOTS ET P.T.T. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 44,170. Source: NBB ↗
- Christophe HEMBERG became a director. NBB
- Laurence GELMINI became a director. NBB
- nathalie SCHWAENEN became a director. NBB
- Philippe BARBION became a director. NBB
- Vincent PESTIAUX became a director. NBB
- Dimitri LABIAU became a director. NBB
- Serge DELCHAMBRE became a director. NBB
In short
From € 55,762 loss in 2022 to € 44,170 loss in 2025.
Paid € 12,623 in corporate taxes since 2022.
A new publication or filing at LA MAISON DES CHEMINOTS ET P.T.T.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Centre Régional Syndical F.G.T.B. comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
LA MAISON DES CHEMINOTS ET P.T.T.Behind LA MAISON DES CHEMINOTS ET P.T.T. are Christophe HEMBERG, Giovanni ITRI, Laurence GELMINI, nathalie SCHWAENEN, Philippe BARBION and Vincent PESTIAUX. The shares are held by Centre Régional Syndical F.G.T.B. (51.3%).
Directors
According to the 2025 annual accounts
Christophe HEMBERG
Director
since 2023
Giovanni ITRI
Chairman of the board
since 2020
Laurence GELMINI
Director
since 2023
nathalie SCHWAENEN
Director
since 2023
Philippe BARBION
Director
since 2023
Vincent PESTIAUX
Director
since 2023
Dimitri LABIAU
Director
since 2023
Serge DELCHAMBRE
Director
since 2023
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
place Vauban 23
6000 Charleroi
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.523.679
- VAT number
- BE 0401.523.679
- Registered office
- place Vauban 23, 6000 Charleroi
- Names & denominations
- LA MAISON DES CHEMINOTS ET P.T.T.
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 28 October 1957
- Peppol
- Not registered
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Restaurants van het traditionele type
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Eetgelegenheden met volledige bediening