What does Quercus Risk & Capital do?

Quercus Risk & Capital is an insurance broker in Mont-Saint-Guibert. Private Limited, started on 1 January 1968, 2 establishments.

What is the address of Quercus Risk & Capital?

The registered office of Quercus Risk & Capital is located at Avenue de la Fontaine 63, 1435 Mont-Saint-Guibert.

Is Quercus Risk & Capital still active?

Yes. According to the CBE (16 September 2026) Quercus Risk & Capital is active, legal situation “Normale toestand”, started on 1 January 1968.

Is Quercus Risk & Capital registered on Peppol?

Yes, Quercus Risk & Capital is registered on the Peppol network with ID 0208:0401425194.

What is the enterprise number of Quercus Risk & Capital?

The enterprise number of Quercus Risk & Capital is BE0401425194.

When was Quercus Risk & Capital founded?

Quercus Risk & Capital was founded on 1 January 1968.

Who are the directors of Quercus Risk & Capital?

According to the 2024 annual accounts, the directors of Quercus Risk & Capital are: René SEMPELS, Geneviève HUEZ.

Is Quercus Risk & Capital a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 January 1968; 4 annual accounts filed, latest fiscal year 2024; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did Quercus Risk & Capital make in 2024?

Quercus Risk & Capital posted a profit after taxes of € 208,736 in financial year 2024.

What is the revenue of Quercus Risk & Capital?

As a small company, Quercus Risk & Capital is not required to publish revenue in its annual accounts. In financial year 2024, its added value was € 251,758.

Quercus Risk & Capital (Private Limited)

Dossier Quercus Risk & Capital, printed on 16 September 2026 from databakkes.be/en/0401425194/quercus-risk-capital. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2024

Quercus Risk & Capital from Mont-Saint-Guibert, company number BE0401425194, closed financial year 2024 with a result of € 208,736 after tax. For that financial year Quercus Risk & Capital recorded a gross margin of € 251,758 and equity of € 118,177. Compared with financial year 2023, the result moved from € 32,282 to € 208,736. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2025.

What it is worth Growing

€ 118,177

▲ 59% vs 2023

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 208,736

▲ € 176,454 vs 2023

Profit after tax over the fiscal year.

Cash in the bank

€ 150,010

▲ 162% vs 2023

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 165,000 paid out

79 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2024

Vehicles and equipment

€ 7,534

▲ 120% vs 2023

Book value of vehicles, furniture and equipment.

Debts at end 2024

Bank debt

€ 3,467

▲ € 3,112 vs 2023

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 2,232

▲ 30% vs 2023

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 86,823

▲ € 85,968 vs 2023

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2021	2022	2023	2024	Change 2023 → 2024
Gross margin	€ -28,170 Gross margin 2021: € -28,170 First fiscal year in the series	€ 76,977 Gross margin 2022: € 76,977 ▲ € 105,147 vs 2021 (€ -28,170) Favourable step	€ 45,322 Gross margin 2023: € 45,322 ▼ 41% vs 2022 (€ 76,977) Unfavourable step	€ 251,758 Gross margin 2024: € 251,758 ▲ € 206,436 vs 2023 (€ 45,322) Favourable step	▲ € 206,436
Profit after taxes	€ -28,903 Profit after taxes 2021: € -28,903 First fiscal year in the series	€ 60,291 Profit after taxes 2022: € 60,291 ▲ € 89,194 vs 2021 (€ -28,903) Favourable step	€ 32,282 Profit after taxes 2023: € 32,282 ▼ 46% vs 2022 (€ 60,291) Unfavourable step	€ 208,736 Profit after taxes 2024: € 208,736 ▲ € 176,454 vs 2023 (€ 32,282) Favourable step	▲ € 176,454
Equity	€ -18,133 Equity 2021: € -18,133 First fiscal year in the series	€ 42,159 Equity 2022: € 42,159 ▲ € 60,291 vs 2021 (€ -18,133) Favourable step	€ 74,441 Equity 2023: € 74,441 ▲ 77% vs 2022 (€ 42,159) Favourable step	€ 118,177 Equity 2024: € 118,177 ▲ 59% vs 2023 (€ 74,441) Favourable step	▲ 59%
Total debts	€ 27,566 Total debts 2021: € 27,566 First fiscal year in the series	€ 25,762 Total debts 2022: € 25,762 ▼ 7% vs 2021 (€ 27,566) Favourable step	€ 18,933 Total debts 2023: € 18,933 ▼ 27% vs 2022 (€ 25,762) Favourable step	€ 97,792 Total debts 2024: € 97,792 ▲ € 78,859 vs 2023 (€ 18,933) Unfavourable step	▲ € 78,859
Cash	€ 47 Cash 2021: € 47 First fiscal year in the series	€ 40,181 Cash 2022: € 40,181 ▲ € 40,134 vs 2021 (€ 47) Favourable step	€ 57,246 Cash 2023: € 57,246 ▲ 42% vs 2022 (€ 40,181) Favourable step	€ 150,010 Cash 2024: € 150,010 ▲ 162% vs 2023 (€ 57,246) Favourable step	▲ 162%
Retained profit	€ -36,725 Retained profit 2021: € -36,725 First fiscal year in the series	€ 23,567 Retained profit 2022: € 23,567 ▲ € 60,291 vs 2021 (€ -36,725) Favourable step	€ 55,849 Retained profit 2023: € 55,849 ▲ 137% vs 2022 (€ 23,567) Favourable step	€ 99,585 Retained profit 2024: € 99,585 ▲ 78% vs 2023 (€ 55,849) Favourable step	▲ 78%
Dividend	€ 0 Dividend 2021: € 0 First fiscal year in the series	€ 0 Dividend 2022: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 165,000 Dividend 2024: € 165,000 Unchanged (€ 0) Unchanged
Bank debt	€ 994 Bank debt 2021: € 994 First fiscal year in the series	€ 0 Bank debt 2022: € 0 ▼ 100% vs 2021 (€ 994) Favourable step	€ 355 Bank debt 2023: € 355 Unchanged (€ 0) Unfavourable step	€ 3,467 Bank debt 2024: € 3,467 ▲ € 3,112 vs 2023 (€ 355) Unfavourable step	▲ € 3,112
Balance sheet total	€ 9,434 Balance sheet total 2021: € 9,434 First fiscal year in the series	€ 67,921 Balance sheet total 2022: € 67,921 ▲ € 58,487 vs 2021 (€ 9,434) Unchanged	€ 93,373 Balance sheet total 2023: € 93,373 ▲ 37% vs 2022 (€ 67,921) Unchanged	€ 215,969 Balance sheet total 2024: € 215,969 ▲ 131% vs 2023 (€ 93,373) Unchanged	▲ 131%

Key figures of Quercus Risk & Capital, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.

What happened to Quercus Risk & Capital?

What happened at Quercus Risk & Capital in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2025 New annual accounts for financial year 2024: profit of € 208,736 (▲ € 176,454 vs 2023). filed late Source: NBB ↗
Oct 15, 2024 New establishment in Mont-Saint-Guibert. KBO
2022 René SEMPELS became a director. NBB
2022 Geneviève HUEZ became a director. NBB
May 26, 1994 New establishment in Sint-Pieters-Woluwe. KBO
Jan 1, 1968 Start of the company according to the CBE. KBO

In short

From € 28,903 loss in 2021 to € 208,736 profit in 2024.

Paid € 64,308 in corporate taxes since 2021.

Best year ever: 2024, with € 208,736 profit.

Paid out € 165,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at Quercus Risk & Capital? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

René SEMPELS Geneviève HUEZ

Quercus Risk & Capital

Behind Quercus Risk & Capital are René SEMPELS and Geneviève HUEZ.

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Directors

According to the 2024 annual accounts

René SEMPELS

Director

since 2022

Geneviève HUEZ

Director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Avenue de la Fontaine 63

1435 Mont-Saint-Guibert

2.005.169.251

de Broquevillelaan 12

1150 Sint-Pieters-Woluwe

Active since 26 May 1994

2.366.582.145

Rue André Dumont 12

1435 Mont-Saint-Guibert

Active since 15 October 2024

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0401.425.194
VAT number: BE 0401.425.194
Registered office: Avenue de la Fontaine 63, 1435 Mont-Saint-Guibert
Names & denominations: Quercus Risk & Capital · Quercus R&C
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 1 January 1968
Peppol: Active · Active since 19 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗