Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DECLERC from Namur, company number BE0401392730, closed financial year 2025 with a result of € 112,317 after tax. For that financial year DECLERC recorded revenue of € 32.2 million and equity of € 1.5 million. Compared with financial year 2024, the result moved from € -27,773 to € 112,317. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 1.5 million
▲ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 112,317
▲ still € 27,773 loss in 2024
Profit after tax over the fiscal year.
€ 310,463
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.4 million.
People and assets in 2025
45
▲ 9.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.4 million
▲ 12% vs 2024
€ 54,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 92,668
▲ 218% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 529,344
▼ 37% vs 2024
€ 158,004 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 6.5 million
▲ 120% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 79 days on average.
€ 406,589
▲ 17% vs 2024
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 30,895,976 | € 27,713,204 | € 20,516,764 | € 32,200,171 | ▲ 57% |
| Profit after taxes | € 84,797 | € 163,383 | € -27,773 | € 112,317 | ▲ € 140,090 |
| Equity | € 6,705,676 | € 6,759,059 | € 1,386,260 | € 1,498,578 | ▲ 8% |
| Total debts | € 3,230,794 | € 5,963,245 | € 5,816,048 | € 9,286,971 | ▲ 60% |
| Cash | € 1,767,319 | € 779,970 | € 303,588 | € 310,463 | ▲ 2% |
| Retained profit | € 6,606,519 | € 6,659,901 | € 1,324,760 | € 1,437,078 | ▲ 8% |
| Dividend | € 110,000 | € 110,000 | € 0 | € 0 | |
| Bank debt | € 0 | € 0 | € 837,385 | € 529,344 | ▼ 37% |
| Balance sheet total | € 9,936,470 | € 12,722,304 | € 7,202,308 | € 10,785,549 | ▲ 50% |
| Employees (FTE) | 35.5 | 31.4 | 35.3 | 45 | ▲ 9.7 |
Key figures of DECLERC, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DECLERC?
What happened at DECLERC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 112,317. Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
- New establishment in Namur. KBO
In short
From € 84,797 profit in 2021 to € 112,317 profit in 2025.
Paid € 117,721 in corporate taxes since 2021.
Best year ever: 2022, with € 163,383 profit.
Paid out € 220,000 in dividends to the owners in total.
Management
Behind DECLERC are Jean-François Declerc, Jean-Louis Delcerc and Jean-Phlippe Declerc. Jean-François Declerc is also behind Immodena, Dinant Motors, Automobiles-François, GEMBLOUX AUTOMOBILES and CINEY AUTOMOBILES.
Directors
According to the 2025 annual accounts
Jean-François Declerc
Managing director
Also active at: Immodena, Dinant Motors, Automobiles-François, GEMBLOUX AUTOMOBILES, CINEY AUTOMOBILES, COMPAGNIE IMMOBILIERE NAMUR LUXEMBOURG, Green2move, MARCHE MOTORS +1 more
Jean-Louis Delcerc
Director
Jean-Phlippe Declerc
Managing director
Establishments
Establishment units
Physical locations of this company
Rue de Gembloux(SS) 42-44
5002 Namur
Chaussée de Marche(NN) 720
5100 Namur
Active since 1 April 2004
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
CBLUE-AS, BE
Domain
Domain
declerc.com
Registered
1999-12-28
Registrar
Key-Systems GmbH
Expires
2026-12-28
Website info
Features
Security
Details
- Company number
- 0401.392.730
- VAT number
- BE 0401.392.730
- Registered office
- Rue de Gembloux(SS) 42-44, 5002 Namur
- Names & denominations
- DECLERC
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 December 1949
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- declerc.com [email protected] +3281730101
- Activities · NACE
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Detailhandel in motorbrandstoffen
Activiteiten van verzekeringsagenten en -makelaars
Carrosserieherstelling (inclusief spuiten en verven)
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
+4