Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
COFISIM from Mouscron, company number BE0401238817, closed financial year 2025 with a result of € 271,811 after tax. For that financial year COFISIM recorded a gross margin of € 543,080 and equity of € 9.7 million. Compared with financial year 2024, the result moved from € 157,920 to € 271,811. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 9.7 million
▲ 160% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 271,811
▲ 72% vs 2024
Profit after tax over the fiscal year.
€ 22,209
▲ € 17,735 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.8 million.
People and assets in 2025
€ 2,825
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 3.7 million
▼ 11% vs 2024
€ 274,091 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 3,768
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,250
▼ 30% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 484,908 | € 493,080 | € 457,162 | € 543,080 | ▲ 19% |
| Profit after taxes | € 344,365 | € 1,444,150 | € 157,920 | € 271,811 | ▲ 72% |
| Equity | € 1,685,852 | € 3,135,678 | € 3,734,225 | € 9,696,894 | ▲ 160% |
| Total debts | € 5,767,252 | € 4,558,845 | € 4,141,749 | € 3,685,724 | ▼ 11% |
| Cash | € 16,542 | - | € 4,474 | € 22,209 | ▲ € 17,735 |
| Land & buildings | € 1,394,897 | € 1,330,795 | € 5,026,266 | € 10,781,036 | ▲ 114% |
| Retained profit | € 1,305,852 | € 2,755,678 | € 1,494,225 | € 1,766,036 | ▲ 18% |
| Dividend | € 15,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 5,698,528 | € 4,552,757 | € 4,093,566 | € 3,651,723 | ▼ 11% |
| Balance sheet total | € 7,453,105 | € 7,694,522 | € 7,875,973 | € 13,382,619 | ▲ 70% |
Key figures of COFISIM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COFISIM?
What happened at COFISIM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 271,811 (▲ 72% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Mouscron. KBO
In short
From € 344,365 profit in 2022 to € 271,811 profit in 2025.
Paid € 100,664 in corporate taxes since 2022.
Best year ever: 2023, with € 1.4 million profit.
Paid out € 15,000 in dividends to the owners in total.
Management
Behind COFISIM is DIDIER VANDERROOST. It owns 98% of GROUPE LIFAP-COFISIM itself.
Directors
According to the 2025 annual accounts
DIDIER VANDERROOST
Managing director
Also active at: GROUPE LIFAP -COFISIM, FIDUCIAIRE, COMAC SERVICES
Establishments
Establishment units
Physical locations of this company
Keizer Karelstraat 25
7700 Mouscron
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →Association Royale des Boulangers-Pâtissiers de Mouscron et environs
PATISSERIE VINCENT
€ 6,397 gross margin · 2025
GROUPE LIFAP – VANDELANOTTE same network
€ 699,632 gross margin · 2025
TRANS BUSINESS SERVICES
€ 844 gross margin · 2025
RECOBAJA
€ -46,138 gross margin · 2022
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.238.817
- VAT number
- BE 0401.238.817
- Registered office
- Keizer Karelstraat 25, 7700 Mouscron
- Names & denominations
- COFISIM
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 June 1948
- Peppol
- Active · Active since 11 Apr 2025