Financials
Financial year 2025
Cercle l'Union from Binche, company number BE0401208430, closed financial year 2025 with a result of € -9,472 after tax. For that financial year Cercle l'Union recorded revenue of € 176,116 and equity of € 231,338. Compared with financial year 2024, the result moved from € 637 to € -9,472. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 231,338
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -9,472
▼ still € 637 profit in 2024
Profit after tax over the fiscal year.
€ 91,330
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 212,078.
People and assets in 2025
€ 2,083
▼ 35% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 69,237
▼ 12% vs 2024
€ 9,792 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 420
▼ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,381
▼ 32% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 182,020 | € 180,851 | € 180,927 | € 176,116 | ▼ 3% |
| Gross margin | € 48,200 | € 57,445 | € 52,889 | € 37,752 | ▼ 29% |
| Profit after taxes | € 3,066 | € 2,559 | € 637 | € -9,472 | ▼ € 10,109 |
| Equity | € 238,574 | € 240,812 | € 241,450 | € 231,338 | ▼ 4% |
| Total debts | € 120,834 | € 97,841 | € 91,901 | € 75,898 | ▼ 17% |
| Cash | € 26,210 | € 49,166 | € 79,935 | € 91,330 | ▲ 14% |
| Land & buildings | € 44,134 | € 33,990 | € 28,059 | € 18,819 | ▼ 33% |
| Retained profit | € 218,354 | € 220,912 | € 221,550 | € 212,078 | ▼ 4% |
| Bank debt | € 97,690 | € 88,357 | € 78,873 | € 69,237 | ▼ 12% |
| Balance sheet total | € 359,407 | € 338,653 | € 333,350 | € 307,236 | ▼ 8% |
Key figures of Cercle l'Union, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Cercle l'Union?
What happened at Cercle l'Union in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 9,472 (▼ € 10,109 vs 2024). Source: NBB ↗
- Etienne ROULEZ became a director. NBB
- Rudi BEAUMET became a director. NBB
- Jean-Luc CAVROT became a director. NBB
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,066 profit in 2022 to € 9,472 loss in 2025.
Best year ever: 2022, with € 3,066 profit.
Management
Behind Cercle l'Union are Philippe CAMUT, Rudi BEAUMET, JOEL MAHIEU , Bernard NAVEZ, Guy BERNARD and Bérenger DELBART.
Directors
According to the 2025 annual accounts
Philippe CAMUT
Director
Rudi BEAUMET
Director
since 2015
JOEL MAHIEU
Managing director
Bernard NAVEZ
Director
Guy BERNARD
Director
Bérenger DELBART
Chairman of the board
Etienne ROULEZ
Director
since 2016
Jean-Luc CAVROT
Director
since 2015
Establishments
Establishment units
Physical locations of this company
Rue Salvador Allende(LEV) 208
7134 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0401.208.430
- VAT number
- BE 0401.208.430
- Registered office
- Rue Salvador Allende(LEV) 208, 7134 Binche
- Names & denominations
- Cercle l'Union
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Cafés en bars
Cafés