Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2024.
Financials
Financial year 2025
Miroiteries Montoises from Mons, company number BE0401118160, closed financial year 2025 with a result of € 5,790 after tax. For that financial year Miroiteries Montoises recorded a gross margin of € 383,730 and equity of € 53,798. Compared with financial year 2024, the result moved from € 14,777 to € 5,790. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 53,798
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,790
▼ 61% vs 2024
Profit after tax over the fiscal year.
€ 32,416
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -206,952.
People and assets in 2025
8.9
▲ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 357,228
▲ 28% vs 2024
€ 40,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,942
▲ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 36,034
▼ 37% vs 2024
€ 21,221 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 120,176
Supplier invoices still open on the last day of the fiscal year.
€ 41,870
▲ 7% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 266,611 | € 330,698 | € 307,468 | € 383,730 | ▲ 25% |
| Profit after taxes | € 3,676 | € 7,281 | € 14,777 | € 5,790 | ▼ 61% |
| Equity | € 25,949 | € 33,231 | € 48,008 | € 53,798 | ▲ 12% |
| Total debts | € 311,926 | € 310,642 | € 248,276 | € 271,698 | ▲ 9% |
| Cash | € 46,413 | € 38,446 | € 65,009 | € 32,416 | ▼ 50% |
| Land & buildings | € 87,500 | € 81,250 | € 75,017 | € 68,767 | ▼ 8% |
| Retained profit | € -253,551 | € -240,019 | € -218,992 | € -206,952 | ▲ € 12,040 |
| Bank debt | € 73,750 | € 58,750 | € 56,987 | € 36,034 | ▼ 37% |
| Balance sheet total | € 337,875 | € 343,873 | € 296,284 | € 325,496 | ▲ 10% |
| Employees (FTE) | 8.6 | 9 | 8.3 | 8.9 | ▲ 0.6 |
Key figures of Miroiteries Montoises, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Miroiteries Montoises?
What happened at Miroiteries Montoises in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Frederik DECLERCQ stepped down as director. NBB
- EXINTE SA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 5,790 (▼ 61% vs 2024). Source: NBB ↗
- Frederik DECLERCQ became a director. NBB
- EXINTE SA became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Mons. KBO
In short
From € 3,676 profit in 2022 to € 5,790 profit in 2025.
Paid € 6,886 in corporate taxes since 2022.
Best year ever: 2024, with € 14,777 profit.
On average € 43,100 of value added per employee in 2025.
Management
The shares are held by EXINTE SRL (100%).
Directors
According to the 2025 annual accounts
Frederik DECLERCQ
Director
since 2023 · until 2029
Managing director · represented by Peter Van Den Brande
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Place des Alliés 8
7000 Mons
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
OVH Mail
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
Website info
Features
Security
Details
- Company number
- 0401.118.160
- VAT number
- BE 0401.118.160
- Registered office
- Place des Alliés 8, 7000 Mons
- Names & denominations
- Miroiteries Montoises
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Active · Active since 7 Jul 2025
- Activities · NACE
Glaszetten