Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2026; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2026
LAVENNE ASSURANCES from Mons, company number BE0401100245, closed financial year 2026 with a result of € -12,895 after tax. For that financial year LAVENNE ASSURANCES recorded a gross margin of € -8,511 and equity of € -46,934. Compared with financial year 2025, the result moved from € 7,705 to € -12,895. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -46,934
▼ € 12,895 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,895
▼ still € 7,705 profit in 2025
Profit after tax over the fiscal year.
€ 4,926
▼ 86% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,921.
People and assets in 2026
€ 3,957
▼ 19% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 2,711
▲ 17% vs 2025
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | € 30,170 | - | - | - | |
| Gross margin | € 15,844 | € 11,625 | € 12,390 | € -8,511 | ▼ € 20,901 |
| Profit after taxes | € 6,856 | € 6,844 | € 7,705 | € -12,895 | ▼ € 20,600 |
| Equity | € -48,588 | € -41,744 | € -34,040 | € -46,934 | ▼ € 12,895 |
| Total debts | € 162,403 | € 162,769 | € 164,578 | € 165,418 | ▲ 1% |
| Cash | € 17,062 | € 25,660 | € 36,030 | € 4,926 | ▼ 86% |
| Land & buildings | € 89,501 | € 89,501 | € 89,501 | € 89,501 | |
| Retained profit | € -79,575 | € -72,731 | € -65,026 | € -77,921 | ▼ € 12,895 |
| Balance sheet total | € 113,814 | € 121,025 | € 130,539 | € 118,483 | ▼ 9% |
Key figures of LAVENNE ASSURANCES, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.
What happened to LAVENNE ASSURANCES?
What happened at LAVENNE ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 12,895 (▼ € 20,600 vs 2025). Source: NBB ↗
- New establishment in Mons. KBO
- New establishment in Silly. KBO
- Start of the company according to the CBE. KBO
- New establishment in Dour. KBO
In short
From € 6,856 profit in 2023 to € 12,895 loss in 2026.
Best year ever: 2025, with € 7,705 profit.
A new publication or filing at LAVENNE ASSURANCES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Grand-Place 6
7000 Mons
Rue Grande 22
7370 Dour
Active since 1 April 1926
Place Communale(Silly) 11 A
7830 Silly
Active since 7 July 1992
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
OVH DNS
Website info
Features
Security
Network
Details
- Company number
- 0401.100.245
- VAT number
- BE 0401.100.245
- Registered office
- Grand-Place 6, 7000 Mons
- Names & denominations
- LAVENNE ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1968
- Peppol
- Not registered
- Contact
- lavenneassur.be