What does Fraternitas do?

Fraternitas is a credit provider in Tienen. Public Limited, started on 6 October 1892, 1 establishment.

What is the address of Fraternitas?

The registered office of Fraternitas is located at Grote Markt 2, 3300 Tienen.

Is Fraternitas still active?

Yes. According to the CBE (30 October 2026) Fraternitas is active, legal situation “Normale toestand”, started on 6 October 1892.

Is Fraternitas registered on Peppol?

Yes, Fraternitas is registered on the Peppol network with ID 0208:0400944253.

What is the enterprise number of Fraternitas?

The enterprise number of Fraternitas is BE0400944253.

When was Fraternitas founded?

Fraternitas was founded on 6 October 1892.

Who are the directors of Fraternitas?

According to the 2025 annual accounts, the directors of Fraternitas are: Reginald Dewil, Robert Prosper Hendrickx, Jacques Perilleux.

Is Fraternitas a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 October 1892; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Fraternitas make in 2025?

Fraternitas recorded a loss after taxes of € 280,780 in financial year 2025.

What is the revenue of Fraternitas?

As a small company, Fraternitas is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 5,231.

Fraternitas (Public Limited) - Tienen - BE0400944253

Dossier Fraternitas, printed on 30 October 2026 from databakkes.be/en/0400944253/fraternitas. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

Fraternitas from Tienen, company number BE0400944253, closed financial year 2025 with a result of € -280,780 after tax. For that financial year Fraternitas recorded a gross margin of € 5,231 and equity of € -2.1 million. Compared with financial year 2024, the result moved from € -233,421 to € -280,780. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.

What it is worth Caution

€ -2.1 million

▼ € 280,780 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -280,780

▼ 20 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2.3 million

▼ 15% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -2.2 million.

People and assets in 2025

Wage cost

€ 38,887

▲ 5% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 13 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 5.5 million

▼ 7% vs 2024

€ 407,565 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.

Owed to suppliers

€ 804

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 4,856

▲ 4% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 53,991 Gross margin 2022: € 53,991 First fiscal year in the series	€ 30,115 Gross margin 2023: € 30,115 ▼ 44% vs 2022 (€ 53,991) Unfavourable step	€ 17,956 Gross margin 2024: € 17,956 ▼ 40% vs 2023 (€ 30,115) Unfavourable step	€ 5,231 Gross margin 2025: € 5,231 ▼ 71% vs 2024 (€ 17,956) Unfavourable step	▼ 71%
Profit after taxes	€ -316,869 Profit after taxes 2022: € -316,869 First fiscal year in the series	€ -292,625 Profit after taxes 2023: € -292,625 ▲ € 24,244 vs 2022 (€ -316,869) Favourable step	€ -233,421 Profit after taxes 2024: € -233,421 ▲ € 59,204 vs 2023 (€ -292,625) Favourable step	€ -280,780 Profit after taxes 2025: € -280,780 ▼ € 47,359 vs 2024 (€ -233,421) Unfavourable step	▼ € 47,359
Equity	€ -1,304,524 Equity 2022: € -1,304,524 First fiscal year in the series	€ -1,597,149 Equity 2023: € -1,597,149 ▼ € 292,625 vs 2022 (€ -1,304,524) Unfavourable step	€ -1,830,570 Equity 2024: € -1,830,570 ▼ € 233,421 vs 2023 (€ -1,597,149) Unfavourable step	€ -2,111,349 Equity 2025: € -2,111,349 ▼ € 280,780 vs 2024 (€ -1,830,570) Unfavourable step	▼ € 280,780
Total debts	€ 6,595,067 Total debts 2022: € 6,595,067 First fiscal year in the series	€ 6,260,502 Total debts 2023: € 6,260,502 ▼ 5% vs 2022 (€ 6,595,067) Favourable step	€ 5,855,612 Total debts 2024: € 5,855,612 ▼ 6% vs 2023 (€ 6,260,502) Favourable step	€ 5,470,612 Total debts 2025: € 5,470,612 ▼ 7% vs 2024 (€ 5,855,612) Favourable step	▼ 7%
Cash	€ 3,587,964 Cash 2022: € 3,587,964 First fiscal year in the series	€ 427,549 Cash 2023: € 427,549 ▼ 88% vs 2022 (€ 3,587,964) Unfavourable step	€ 2,742,152 Cash 2024: € 2,742,152 ▲ € 2.3 million vs 2023 (€ 427,549) Favourable step	€ 2,342,630 Cash 2025: € 2,342,630 ▼ 15% vs 2024 (€ 2,742,152) Unfavourable step	▼ 15%
Land & buildings	€ 34,378 Land & buildings 2022: € 34,378 First fiscal year in the series	€ 32,119 Land & buildings 2023: € 32,119 ▼ 7% vs 2022 (€ 34,378) Unchanged	€ 29,861 Land & buildings 2024: € 29,861 ▼ 7% vs 2023 (€ 32,119) Unchanged	€ 27,603 Land & buildings 2025: € 27,603 ▼ 8% vs 2024 (€ 29,861) Unchanged	▼ 8%
Retained profit	€ -1,366,537 Retained profit 2022: € -1,366,537 First fiscal year in the series	€ -1,659,162 Retained profit 2023: € -1,659,162 ▼ € 292,625 vs 2022 (€ -1,366,537) Unfavourable step	€ -1,892,583 Retained profit 2024: € -1,892,583 ▼ € 233,421 vs 2023 (€ -1,659,162) Unfavourable step	€ -2,173,362 Retained profit 2025: € -2,173,362 ▼ € 280,780 vs 2024 (€ -1,892,583) Unfavourable step	▼ € 280,780
Bank debt	€ 6,576,237 Bank debt 2022: € 6,576,237 First fiscal year in the series	€ 6,238,644 Bank debt 2023: € 6,238,644 ▼ 5% vs 2022 (€ 6,576,237) Favourable step	€ 5,850,923 Bank debt 2024: € 5,850,923 ▼ 6% vs 2023 (€ 6,238,644) Favourable step	€ 5,464,953 Bank debt 2025: € 5,464,953 ▼ 7% vs 2024 (€ 5,850,923) Favourable step	▼ 7%
Balance sheet total	€ 5,290,543 Balance sheet total 2022: € 5,290,543 First fiscal year in the series	€ 4,663,353 Balance sheet total 2023: € 4,663,353 ▼ 12% vs 2022 (€ 5,290,543) Unchanged	€ 4,025,043 Balance sheet total 2024: € 4,025,043 ▼ 14% vs 2023 (€ 4,663,353) Unchanged	€ 3,359,263 Balance sheet total 2025: € 3,359,263 ▼ 17% vs 2024 (€ 4,025,043) Unchanged	▼ 17%

Key figures of Fraternitas, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Fraternitas?

What happened at Fraternitas in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 11, 2026 New annual accounts for financial year 2025: loss of € 280,780. Source: NBB ↗
Jan 1, 1992 New establishment in Tienen. KBO
Oct 6, 1892 Start of the company according to the CBE. KBO

In short

From € 316,869 loss in 2022 to € 280,780 loss in 2025.

Paid € 2,605 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

Reginald Dewil Robert Prosper Hendrickx Jacques Perilleux

People Exponential

Fraternitas

Behind Fraternitas are Reginald Dewil, Robert Prosper Hendrickx and Jacques Perilleux. Reginald Dewil is also behind People Exponential.

Directors

According to the 2025 annual accounts

Reginald Dewil

Director

Also active at: People Exponential

Robert Prosper Hendrickx

Director

Jacques Perilleux

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Grote Markt 2

3300 Tienen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

NOTARISHUIS TIENEN

€ 21,996 gross margin · 2024

Vereniging van Mede-Eigenaars Residentie Grote Markt te Tienen, Grote Markt - Academiestraat 2

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0400.944.253

VAT number

BE 0400.944.253

Registered office

Grote Markt 2, 3300 Tienen

Names & denominations

Fraternitas

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

6 October 1892

Peppol

Active · Active since 1 Jan 2001

Activities · NACE

Verstrekken van hypothecair krediet

Overige kredietverstrekking

View on CBE Public ↗ Annual accounts (NBB) ↗

Fraternitas

Warning lights

Financials

What happened to Fraternitas?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions