Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 13.9 to 10.9.
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Busy address KBO
75 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Grama from Halle, company number BE0400300192, closed financial year 2025 with a result of € -105,670 after tax. For that financial year Grama recorded a gross margin of € 450,180 and equity of € 555,934. Compared with financial year 2024, the result moved from € 68,027 to € -105,670. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ 555,934
▼ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -105,670
▼ still € 68,027 profit in 2024
Profit after tax over the fiscal year.
€ 634,910
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 481,566.
People and assets in 2025
10.9
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 477,024
▲ 6% vs 2024
€ 43,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,905
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 184,618
Loans from banks and other lenders, long and short.
€ 695,841
▼ 15% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 68,957
▲ 23% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 631,493 | € 607,684 | € 591,719 | € 450,180 | ▼ 24% |
| Profit after taxes | € -89,001 | € 23,424 | € 68,027 | € -105,670 | ▼ € 173,697 |
| Equity | € 570,154 | € 593,578 | € 661,605 | € 555,934 | ▼ 16% |
| Total debts | € 1,057,374 | € 906,429 | € 1,118,826 | € 1,008,517 | ▼ 10% |
| Cash | € 580,739 | € 452,005 | € 702,178 | € 634,910 | ▼ 10% |
| Retained profit | € 495,786 | € 519,210 | € 587,237 | € 481,566 | ▼ 18% |
| Bank debt | € 184,618 | € 184,618 | € 184,618 | € 184,618 | |
| Balance sheet total | € 1,627,528 | € 1,500,007 | € 1,780,431 | € 1,564,452 | ▼ 12% |
| Employees (FTE) | 17 | 13.9 | 11.3 | 10.9 | ▼ 0.4 |
Key figures of Grama, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 November 2026.
What happened to Grama?
What happened at Grama in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Liria stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 105,670 (▼ € 173,697 vs 2024). Source: NBB ↗
- Liria became a director. NBB
- New establishment in Duffel. KBO
- Start of the company according to the CBE. KBO
In short
From € 89,001 loss in 2022 to € 105,670 loss in 2025.
Paid € 3,659 in corporate taxes since 2022.
Best year ever: 2024, with € 68,027 profit.
On average € 41,300 of value added per employee in 2025.
Management
The stake of LIRIA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GramaThe shares are held by LIRIA (100%).
Establishments
Establishment units
Physical locations of this company
Edingensesteenweg 196
1500 Halle
Leopoldstraat 38 4
2570 Duffel
Active since 11 August 1989
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 75 companies are registered at this address.
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+70 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0400.300.192
- VAT number
- BE 0400.300.192
- Registered office
- Edingensesteenweg 196, 1500 Halle
- Names & denominations
- Grama
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 October 1953
- Peppol
- Active · Active since 18 Jun 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
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Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)