Financials
Financial year 2025
COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE from Kruisem, company number BE0400198145, closed financial year 2025 with a result of € -925 after tax. For that financial year COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE recorded a gross margin of € 80,035 and equity of € 1,257. Compared with financial year 2024, the result moved from € 103 to € -925. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 1,257
▼ 43% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -925
▼ still € 103 profit in 2024
Profit after tax over the fiscal year.
€ 107,987
▲ 175% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 805.
People and assets in 2025
€ 81,160
▼ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 124,716 | € 73,353 | € 84,461 | € 80,035 | ▼ 5% |
| Profit after taxes | € -560 | € 412 | € 103 | € -925 | ▼ € 1,028 |
| Equity | € 811,665 | € 2,140 | € 2,203 | € 1,257 | ▼ 43% |
| Total debts | € 321,189 | € 729,728 | € 758,507 | € 781,491 | ▲ 3% |
| Cash | € 31,432 | € 34,344 | € 39,307 | € 107,987 | ▲ 175% |
| Land & buildings | € 236,466 | € 228,666 | € 220,996 | € 214,764 | ▼ 3% |
| Retained profit | € 811,665 | € 1,627 | € 1,730 | € 805 | ▼ 53% |
| Balance sheet total | € 1,132,855 | € 839,175 | € 810,404 | € 811,052 |
Key figures of COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE?
What happened at COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 925 (▼ € 1,028 vs 2024). Source: NBB ↗
- LIEVEN DE RUYCK stepped down as director. NBB
- RAPHAEL DE PAEPE became a director. NBB
- MARC WYLAERS became a director. NBB
- CHRISTIAAN CLAUS became a director. NBB
- BERNARD DELLA FAILLE D'HUYSSE became a director. NBB
- LIEVEN DE RUYCK became a director. NBB
- New establishment in Kruisem. KBO
In short
From € 560 loss in 2022 to € 925 loss in 2025.
Best year ever: 2023, with € 412 profit.
Management
Behind COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE are CHRISTIAN VAN DER MEEREN, RAPHAEL DE PAEPE, FANNY REYNVOET, MARC WYLAERS, LUC DE SNERCK and CHRISTIAAN CLAUS. RAPHAEL DE PAEPE is also behind Viaverda and Interprovinciaal Proefcentrum voor de Aardappelteelt vzw. MARC WYLAERS is also behind Agentuur voor Brandherverzekering.
Directors
According to the 2025 annual accounts
CHRISTIAN VAN DER MEEREN
Director
RAPHAEL DE PAEPE
Director
Also active at: Viaverda, Interprovinciaal Proefcentrum voor de Aardappelteelt vzw
since 2024
FANNY REYNVOET
Manager
since 2022
CHRISTIAAN CLAUS
Director
since 2022
BERNARD DELLA FAILLE D'HUYSSE
Vice-chairman of the board
Also active at: Dienstenbedrijf K-ei-rein in Kruisem, UPLOSERE
since 2022
FRANCOIS VAN INNIS
Andere functie
LIEVEN DE RUYCK
Vice-chairman of the board
since 2022 · until 2025
Establishments
Establishment units
Physical locations of this company
Ouwegemstraat 14
9750 Kruisem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0400.198.145
- VAT number
- BE 0400.198.145
- Registered office
- Ouwegemstraat 14, 9750 Kruisem
- Names & denominations
- COÖPERATIEVE BRANDVERZEKERING SINT-ELIGIUSGILDE
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 1 March 1906
- Peppol
- Active · Active since 8 Jan 2026
- Contact
- [email protected] 09/384.38.01
- Activities · NACE
Rechtstreekse verzekeringsverrichtingen niet-leven