Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
Deposito- en Kredietkantoor Van Zele from Zele, company number BE0400154989, closed financial year 2025 with a result of € -818 after tax. Compared with financial year 2024, the result moved from € -1,181 to € -818. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 10,933
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -818
▲ 31 % less loss than in 2024
Profit after tax over the fiscal year.
€ 21,777
▼ 4% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1,017.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € -604 | € -987 | € -1,181 | € -818 | ▲ € 363 |
| Equity | € 13,919 | € 12,932 | € 11,751 | € 10,933 | ▼ 7% |
| Total debts | € 10,844 | € 10,844 | € 10,844 | € 10,844 | |
| Cash | € 24,763 | € 23,776 | € 22,595 | € 21,777 | ▼ 4% |
| Retained profit | € 4,003 | € 3,016 | € 1,835 | € 1,017 | ▼ 45% |
| Balance sheet total | € 24,763 | € 23,776 | € 22,595 | € 21,777 | ▼ 4% |
Key figures of Deposito- en Kredietkantoor Van Zele, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Deposito- en Kredietkantoor Van Zele?
What happened at Deposito- en Kredietkantoor Van Zele in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Deposito- en Kredietkantoor Van Zele is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: loss of € 818. Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 604 loss in 2022 to € 818 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Deposito- en Kredietkantoor Van Zele is GUIDO HENKENS. GUIDO HENKENS is also behind RUPIMALI, EMMARIELCO, ASSURZELE and MAPICO.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Alois De Beulelaan 5
9240 Zele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →KREDIET VOOR AMBACHTSWERKTUIGEN ZELE
Maatschappij voor onderlinge borgstelling voor krediet aan de middenstand te Zele
€ -18,520 gross margin · 2025
Oostvlaamse Invest Company
€ 524,388 revenue · 2025
EMMARIELCO same network
€ 11,099 gross margin · 2025
Tersal
€ 10,620 revenue · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0400.154.989
- VAT number
- BE 0400.154.989
- Registered office
- Alois De Beulelaan 5, 9240 Zele
- Names & denominations
- Deposito- en Kredietkantoor Van Zele
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 1 January 1966
- Peppol
- Not registered