Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KredietXpress from Geel, company number BE1017277897, closed financial year 2025 with a result of € -54,136 after tax. For that financial year KredietXpress recorded a gross margin of € -45,122 and equity of € -51,136. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ -51,136
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -54,136
Profit after tax over the fiscal year.
€ 37,422
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -54,136.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 6,828
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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What happened to KredietXpress?
What happened at KredietXpress in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 54,136. Source: NBB ↗
- New establishment in Geel. KBO
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
A new publication or filing at KredietXpress? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind KredietXpress are Janssen & Rens BV, Bestuurder and Paraskevi Pantermaraki. Janssen & Rens BV, Bestuurder is also behind Janssen & Co and J.R.M. CONSULTANCY.
Directors
According to the 2025 annual accounts
Director · represented by Dimitri Janssen
Also active at: Janssen & Co, J.R.M. CONSULTANCY
Paraskevi Pantermaraki
Director
Establishments
Establishment units
Physical locations of this company
Diestseweg 125
2440 Geel
Stationsstraat 64
2440 Geel
Active since 28 April 2025
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1017.277.897
- VAT number
- BE 1017.277.897
- Registered office
- Diestseweg 125, 2440 Geel
- Names & denominations
- KredietXpress
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 2024
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen