Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 1 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
AFS RETAIL from Nivelles, company number BE1015777070, closed financial year 2025 with a result of € -77,375 after tax. For that financial year AFS RETAIL recorded a gross margin of € 119,261 and equity of € -62,375. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 3, 2026.
€ -62,375
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -77,375
Profit after tax over the fiscal year.
€ 2,361
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -77,375.
People and assets in 2025
€ 181,836
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,003
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 35,162
Loans from banks and other lenders, long and short.
€ 91,092
Supplier invoices still open on the last day of the fiscal year.
€ 25,389
Taxes, VAT and social contributions still to pay.
What happened to AFS RETAIL?
What happened at AFS RETAIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 77,375. Source: NBB ↗
- New establishment in Nivelles. KBO
- Augustin Lombart became a director. NBB
- François-Xavier Willaert became a director. NBB
- Sébastien Flandroy became a director. NBB
- Start of the company according to the CBE. KBO
Management
Behind AFS RETAIL are Augustin Lombart, François-Xavier Willaert and Sébastien Flandroy. François-Xavier Willaert is also behind Wilkey, KASANA INVEST and WILLOM. Sébastien Flandroy is also behind SINTRA.
Directors
According to the 2025 annual accounts
Augustin Lombart
Director
since 2024
since 2024
since 2024
Establishments
Establishment units
Physical locations of this company
Avenue de France 12
1400 Nivelles
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1015.777.070
- VAT number
- BE 1015.777.070
- Registered office
- Avenue de France 12, 1400 Nivelles
- Names & denominations
- AFS RETAIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 October 2024
- Peppol
- Active · Active since 16 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Overige detailhandel in voedingsmiddelen, neg
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.