Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Luma Living from Brugge, company number BE1015139345, closed financial year 2025 with a result of € -5,376 after tax. For that financial year Luma Living recorded a gross margin of € 721 and equity of € -24,514. Compared with financial year 2024, the result moved from € -21,139 to € -5,376. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -24,514
▼ € 5,376 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,376
▲ 75 % less loss than in 2024
Profit after tax over the fiscal year.
€ 5,025
▼ 46% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -26,514.
Debts at end 2025
€ 212,459
▲ 112% vs 2024
Loans from banks and other lenders, long and short.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -19,382 | € 721 | ▲ € 20,103 |
| Profit after taxes | € -21,139 | € -5,376 | ▲ € 15,763 |
| Equity | € -19,139 | € -24,514 | ▼ € 5,376 |
| Total debts | € 120,401 | € 232,137 | ▲ 93% |
| Cash | € 9,272 | € 5,025 | ▼ 46% |
| Retained profit | € -21,139 | € -26,514 | ▼ € 5,376 |
| Bank debt | € 100,000 | € 212,459 | ▲ 112% |
| Balance sheet total | € 101,263 | € 207,623 | ▲ 105% |
Key figures of Luma Living, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Luma Living?
What happened at Luma Living in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,376. filed late Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,139 loss in 2024 to € 5,376 loss in 2025.
A new publication or filing at Luma Living? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Zandstraat 139
8200 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1015.139.345
- VAT number
- BE 1015.139.345
- Registered office
- Zandstraat 139, 8200 Brugge
- Names & denominations
- Luma Living
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 October 2024
- Peppol
- Active · Active since 3 Jan 2026
- Activities · NACE
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