Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAF INVEST from Binche, company number BE1012893202, closed financial year 2025 with a result of € -16,033 after tax. For that financial year BAF INVEST recorded a gross margin of € 48,814 and equity of € 1,967. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 8, 2026.
€ 1,967
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,033
Profit after tax over the fiscal year.
€ 53,976
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -16,033.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 56,381
€ 56,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,289
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 30,309
Supplier invoices still open on the last day of the fiscal year.
€ 8,591
Taxes, VAT and social contributions still to pay.
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What happened to BAF INVEST?
What happened at BAF INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 16,033. Source: NBB ↗
- New establishment in Binche. KBO
- Benoit Guillaume became a director. NBB
- Alfonso Parello became a director. NBB
- Florent Cochez became a director. NBB
- Start of the company according to the CBE. KBO
In short
On average € 48,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BAF INVEST are Benoit Guillaume, Alfonso Parello and Florent Cochez. Alfonso Parello is also behind Alfaparel.
Directors
According to the 2025 annual accounts
Benoit Guillaume
Director
since 2024
since 2024
Florent Cochez
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Notre-Dame(BIN) 2
7130 Binche
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1012.893.202
- VAT number
- BE 1012.893.202
- Registered office
- Rue Notre-Dame(BIN) 2, 7130 Binche
- Names & denominations
- BAF INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 August 2024
- Peppol
- Active · Active since 24 Sept 2025
- Activities · NACE
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