Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fidelioo Assurances from Waterloo, company number BE1012247656, closed financial year 2025 with a result of € 3,720 after tax. For that financial year Fidelioo Assurances recorded a gross margin of € 183,625 and equity of € 93,720. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 93,720
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,720
Profit after tax over the fiscal year.
€ 41,622
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3,720.
People and assets in 2025
€ 65,703
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 24,035
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 539,228
€ 57,023 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 6,583
Supplier invoices still open on the last day of the fiscal year.
€ 620
Taxes, VAT and social contributions still to pay.
What happened to Fidelioo Assurances?
What happened at Fidelioo Assurances in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,720. Source: NBB ↗
- New establishment in Waterloo. KBO
- CG ASSURANCES SRL became a director. NBB
- VL CONSEIL SRL became a director. NBB
- EMAE INVEST SRL became a director. NBB
- LEVELOO SRL became a director. NBB
- Start of the company according to the CBE. KBO
In short
Paid € 551 in corporate taxes since 2025.
Management
The stake of CG ASSURANCES, EMAE INVEST, LEVELOO, V.L. CONSEIL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Fidelioo AssurancesBehind Fidelioo Assurances are CG ASSURANCES SRL, VL CONSEIL SRL, EMAE INVEST SRL and LEVELOO SRL. The shares are held by CG ASSURANCES (25%), EMAE INVEST (25%), LEVELOO (25%) and V.L. CONSEIL (25%).
Directors
According to the 2025 annual accounts
Director · represented by Gaetan CIPOLLA
Also active at: LEVEL 2 INVEST, LEVEL 2 OFFICE
since 2024
since 2024
Director · represented by Nicolas DELHAUTEUR
Also active at: LEVEL 2 INVEST, LEVEL 2 OFFICE
since 2024
since 2024
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Bruxelles 518
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1012.247.656
- VAT number
- BE 1012.247.656
- Registered office
- Chaussée de Bruxelles 518, 1410 Waterloo
- Names & denominations
- Fidelioo Assurances
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 August 2024
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars