Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Royal & Loyal from Antwerpen, company number BE1010398817, closed financial year 2025 with a result of € 8,163 after tax. For that financial year Royal & Loyal recorded a gross margin of € 35,120 and equity of € 2. Compared with financial year 2024, the result moved from € -13,161 to € 8,163. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2026.
€ 2
▲ € 8,163 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,163
▲ still € 13,161 loss in 2024
Profit after tax over the fiscal year.
€ 1,483
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -4,998.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 4,201
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 204,455
▼ 5% vs 2024
€ 11,522 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 44,992
▲ € 38,269 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,483
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 26,357 | € 35,120 | ▲ 33% |
| Profit after taxes | € -13,161 | € 8,163 | ▲ € 21,324 |
| Equity | € -8,161 | € 2 | ▲ € 8,163 |
| Total debts | € 255,547 | € 292,247 | ▲ 14% |
| Cash | € 4,122 | € 1,483 | ▼ 64% |
| Land & buildings | € 216,044 | € 210,740 | ▼ 2% |
| Retained profit | € -13,161 | € -4,998 | ▲ € 8,163 |
| Bank debt | € 215,520 | € 204,455 | ▼ 5% |
| Balance sheet total | € 247,386 | € 292,249 | ▲ 18% |
Key figures of Royal & Loyal, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Royal & Loyal?
What happened at Royal & Loyal in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,163. filed late Source: NBB ↗
- New establishment in Antwerpen. KBO
- Tamara De Koninck became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 13,161 loss in 2024 to € 8,163 profit in 2025.
Paid € 4,121 in corporate taxes since 2024.
Best year ever: 2025, with € 8,163 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Royal & Loyal is Tamara De Koninck.
Directors
According to the 2025 annual accounts
Tamara De Koninck
Bestuurder
since 2024
Establishments
Establishment units
Physical locations of this company
Falconplein 9 box 1
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1010.398.817
- VAT number
- BE 1010.398.817
- Registered office
- Falconplein 9 bus 1, 2000 Antwerpen
- Names & denominations
- Royal & Loyal
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 June 2024
- Peppol
- Active · Active since 16 Dec 2025
- Contact
- [email protected] +3247642245
- Activities · NACE
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering
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Activiteiten van hoofdkantoren
Handelsbemiddeling in de niet-gespecialiseerde groothandel