Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ConceptF@work from Houthalen-Helchteren, company number BE1009810778, closed financial year 2025 with a result of € -4,259 after tax. For that financial year ConceptF@work recorded a gross margin of € -2,251 and equity of € -3,489. Compared with financial year 2024, the result moved from € -2,231 to € -4,259. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ -3,489
▼ € 4,259 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,259
▼ 91 % more loss than in 2024
Profit after tax over the fiscal year.
€ 5,330
▲ 79% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -6,489.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 435
▲ 115% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -1,871 | € -2,251 | ▼ € 380 |
| Profit after taxes | € -2,231 | € -4,259 | ▼ € 2,028 |
| Equity | € 769 | € -3,489 | ▼ € 4,259 |
| Total debts | € 9,551 | € 13,552 | ▲ 42% |
| Cash | € 2,982 | € 5,330 | ▲ 79% |
| Retained profit | € -2,231 | € -6,489 | ▼ € 4,259 |
| Balance sheet total | € 10,320 | € 10,062 | ▼ 2% |
Key figures of ConceptF@work, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ConceptF@work?
What happened at ConceptF@work in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,259. Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Ines Raymond Franco became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,231 loss in 2024 to € 4,259 loss in 2025.
Paid € 1 in corporate taxes since 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ConceptF@work is Ines Raymond Franco.
Directors
According to the 2025 annual accounts
Ines Raymond Franco
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Eikelbosstraat 196
3530 Houthalen-Helchteren
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1009.810.778
- VAT number
- BE 1009.810.778
- Registered office
- Eikelbosstraat 196, 3530 Houthalen-Helchteren
- Names & denominations
- ConceptF@work
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 2024
- Peppol
- Active · Active since 29 Dec 2025
- Activities · NACE
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