Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gerard from Gent, company number BE1005251580, closed financial year 2025 with a result of € -1,111 after tax. For that financial year Gerard recorded a gross margin of € 100,077 and equity of € -12,115. Compared with financial year 2024, the result moved from € -16,004 to € -1,111. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -12,115
▼ € 1,111 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,111
▲ 93 % less loss than in 2024
Profit after tax over the fiscal year.
€ 746
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -17,115.
People and assets in 2025
1.4
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 61,052
▲ 29% vs 2024
€ 43,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 34,755
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 34,860
▼ 34% vs 2024
€ 15,231 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 14,597
▲ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,462
▲ 37% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 55,158 | € 100,077 | ▲ 81% |
| Profit after taxes | € -16,004 | € -1,111 | ▲ € 14,893 |
| Equity | € -11,004 | € -12,115 | ▼ € 1,111 |
| Total debts | € 250,624 | € 227,710 | ▼ 9% |
| Cash | € 8,758 | € 746 | ▼ 91% |
| Land & buildings | € 3,448 | € 3,073 | ▼ 11% |
| Retained profit | € -16,004 | € -17,115 | ▼ € 1,111 |
| Bank debt | € 52,531 | € 34,860 | ▼ 34% |
| Balance sheet total | € 239,619 | € 215,595 | ▼ 10% |
| Employees (FTE) | 1.6 | 1.4 | ▼ 0.2 |
Key figures of Gerard, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Gerard?
What happened at Gerard in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,111. filed late Source: NBB ↗
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
- MAXIM QUINTELIER became a director. NBB
In short
From € 16,004 loss in 2024 to € 1,111 loss in 2025.
Paid € 228 in corporate taxes since 2024.
On average € 71,500 of value added per employee in 2025.
A new publication or filing at Gerard? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Gerard is MAXIM QUINTELIER. MAXIM QUINTELIER is also behind Celestine.
Directors
According to the 2025 annual accounts
since 2024
Establishments
Establishment units
Physical locations of this company
Sint-Baafsplein 36
9000 Gent
Sint-Baafsplein 34-36
9000 Gent
Active since 26 January 2024
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1005.251.580
- VAT number
- BE 1005.251.580
- Registered office
- Sint-Baafsplein 36, 9000 Gent
- Names & denominations
- Gerard
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 January 2024
- Peppol
- Active · Active since 26 Jun 2025
- Activities · NACE
Activiteiten van eetgelegenheden met volledige bediening
Eetgelegenheden met volledige bediening