Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Assurances Roba from Thuin, company number BE1004695811, closed financial year 2025 with a result of € 21,815 after tax. For that financial year Assurances Roba recorded a gross margin of € -5,898 and equity of € 23,760. Compared with financial year 2024, the result moved from € 6,945 to € 21,815. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 23,760
▲ 99% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,815
▲ 214% vs 2024
Profit after tax over the fiscal year.
€ 288
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10,000 paid out
46 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 451,404
▼ 9% vs 2024
€ 45,338 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 194
Supplier invoices still open on the last day of the fiscal year.
€ 5,919
▲ 70% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 25,839 | € -5,898 | ▼ € 31,737 |
| Profit after taxes | € 6,945 | € 21,815 | ▲ 214% |
| Equity | € 11,945 | € 23,760 | ▲ 99% |
| Total debts | € 530,632 | € 498,934 | ▼ 6% |
| Cash | € 8,171 | € 288 | ▼ 96% |
| Retained profit | € 6,945 | € 18,760 | ▲ 170% |
| Dividend | € 0 | € 10,000 | |
| Bank debt | € 494,668 | € 451,404 | ▼ 9% |
| Balance sheet total | € 542,577 | € 522,694 | ▼ 4% |
Key figures of Assurances Roba, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Assurances Roba?
What happened at Assurances Roba in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 21,815 (▲ 214% vs 2024). filed late Source: NBB ↗
- New establishment in Thuin. KBO
- Benjamin ROBA became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 6,945 profit in 2024 to € 21,815 profit in 2025.
Paid € 2,315 in corporate taxes since 2024.
Best year ever: 2025, with € 21,815 profit.
Paid out € 10,000 in dividends to the owners in total.
Management
Behind Assurances Roba is Benjamin ROBA. It owns 100% of ASSURANCES PATRICK ROBA itself.
Directors
According to the 2025 annual accounts
since 2024
Establishments
Establishment units
Physical locations of this company
Rue Bierque(GOZ) 21
6534 Thuin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1004.695.811
- VAT number
- BE 1004.695.811
- Registered office
- Rue Bierque(GOZ) 21, 6534 Thuin
- Names & denominations
- Assurances Roba
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 January 2024
- Peppol
- Active · Active since 30 Oct 2025
- Contact
- [email protected] 0471/31.31.08
- Activities · NACE
Activiteiten van holdings
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