Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Habou-Invest from Zele, company number BE1004580401, closed financial year 2025 with a result of € 59,865 after tax. For that financial year Habou-Invest recorded a gross margin of € 530,417 and equity of € 445,327. Compared with financial year 2024, the result moved from € 85,462 to € 59,865. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 445,327
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,865
▼ 30% vs 2024
Profit after tax over the fiscal year.
€ 68,824
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 145,327.
Debts at end 2025
€ 5.9 million
▲ € 4.7 million vs 2024
€ 234,723 is repaid this year. At this pace the long-term loan is gone in ≈ 25 years.
€ 2,626
▲ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,558
▲ 125% vs 2024
Taxes, VAT and social contributions still to pay.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 315,219 | € 530,417 | ▲ 68% |
| Profit after taxes | € 85,462 | € 59,865 | ▼ 30% |
| Equity | € 385,462 | € 445,327 | ▲ 16% |
| Total debts | € 2,255,200 | € 7,075,494 | ▲ 214% |
| Cash | € 354,363 | € 68,824 | ▼ 81% |
| Land & buildings | € 1,449,588 | € 7,205,942 | ▲ € 5.8 million |
| Retained profit | € 85,462 | € 145,327 | ▲ 70% |
| Bank debt | € 1,215,591 | € 5,944,617 | ▲ € 4.7 million |
| Balance sheet total | € 2,640,662 | € 7,520,821 | ▲ 185% |
Key figures of Habou-Invest, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Habou-Invest?
What happened at Habou-Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 59,865 (▼ 30% vs 2024). Source: NBB ↗
- New establishment in Zele. KBO
- Start of the company according to the CBE. KBO
- Ozcan Beler became a director. NBB
- Osman Beler became a director. NBB
In short
From € 85,462 profit in 2024 to € 59,865 profit in 2025.
Paid € 51,967 in corporate taxes since 2024.
Best year ever: 2024, with € 85,462 profit.
Management
Behind Habou-Invest are Ozcan Beler and Osman Beler. The same people are also behind HABOU.
Establishments
Establishment units
Physical locations of this company
Lindestraat 13
9240 Zele
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1004.580.401
- VAT number
- BE 1004.580.401
- Registered office
- Lindestraat 13, 9240 Zele
- Names & denominations
- Habou-Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 January 2024
- Peppol
- Active · Active since 28 Oct 2025
- Contact
- [email protected] +32 485 72 47 07
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van hoofdkantoren
Overige zakelijke dienstverlening, neg