Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
J3 IMMO from Esneux, company number BE1004257529, closed financial year 2025 with a result of € -21,156 after tax. For that financial year J3 IMMO recorded a gross margin of € -5,745 and equity of € -4,166. Compared with financial year 2024, the result moved from € -13,009 to € -21,156. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ -4,166
▼ € 21,156 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,156
▼ 63 % more loss than in 2024
Profit after tax over the fiscal year.
€ 17,819
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,166.
People and assets in 2025
€ 3,877
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 330,000
▲ 16% vs 2024
€ 12,321 is repaid this year. At this pace the long-term loan is gone in ≈ 27 years.
€ 15,747
Supplier invoices still open on the last day of the fiscal year.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -6,970 | € -5,745 | ▲ € 1,225 |
| Profit after taxes | € -13,009 | € -21,156 | ▼ € 8,147 |
| Equity | € 16,991 | € -4,166 | ▼ € 21,156 |
| Total debts | € 310,668 | € 428,349 | ▲ 38% |
| Cash | € 98,519 | € 17,819 | ▼ 82% |
| Land & buildings | € 229,140 | € 402,487 | ▲ 76% |
| Retained profit | € -13,009 | € -34,166 | ▼ € 21,156 |
| Bank debt | € 285,000 | € 330,000 | ▲ 16% |
| Balance sheet total | € 327,658 | € 424,183 | ▲ 29% |
Key figures of J3 IMMO, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J3 IMMO?
What happened at J3 IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,156. filed late Source: NBB ↗
- New establishment in Esneux. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,009 loss in 2024 to € 21,156 loss in 2025.
Management
Behind J3 IMMO is Karin DUCHESNE.
Directors
According to the 2025 annual accounts
Karin DUCHESNE
Director
Establishments
Establishment units
Physical locations of this company
Avister 9
4130 Esneux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1004.257.529
- VAT number
- BE 1004.257.529
- Registered office
- Avister 9, 4130 Esneux
- Names & denominations
- J3 IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 January 2024
- Peppol
- Not registered