Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J & A CONSTRUCTION from Harelbeke, company number BE1002897054, closed financial year 2025 with a result of € -76,408 after tax. For that financial year J & A CONSTRUCTION recorded a gross margin of € 4,204 and equity of € -272,757. Compared with financial year 2024, the result moved from € -216,348 to € -76,408. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 9, 2026.
€ -272,757
▼ € 56,408 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -76,408
▲ 65 % less loss than in 2024
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -292,757.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
Debts at end 2025
€ 1.1 million
▼ 1% vs 2024
Loans from banks and other lenders, long and short.
€ 266,041
▲ € 263,061 vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € -10,008 | € 4,204 | ▲ € 14,212 |
| Profit after taxes | € -216,348 | € -76,408 | ▲ € 139,940 |
| Equity | € -216,348 | € -272,757 | ▼ € 56,408 |
| Total debts | € 1,453,587 | € 2,132,706 | ▲ 47% |
| Cash | € 5,159 | € 0 | ▼ 100% |
| Land & buildings | € 1,231,823 | € 1,246,103 | ▲ 1% |
| Retained profit | € -216,348 | € -292,757 | ▼ € 76,408 |
| Bank debt | € 1,100,000 | € 1,089,512 | ▼ 1% |
| Balance sheet total | € 1,237,239 | € 1,859,949 | ▲ 50% |
Key figures of J & A CONSTRUCTION, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J & A CONSTRUCTION?
What happened at J & A CONSTRUCTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 76,408. filed late Source: NBB ↗
- New establishment in Harelbeke. KBO
- Start of the company according to the CBE. KBO
- CONFIDENTIA J & A BV became a director. NBB
In short
From € 216,348 loss in 2024 to € 76,408 loss in 2025.
Management
The stake of CONFIDENTIA J&A comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
J & A CONSTRUCTIONBehind J & A CONSTRUCTION is CONFIDENTIA J & A BV. The shares are held by CONFIDENTIA J&A (100%).
Directors
According to the 2025 annual accounts
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Spoorwegstraat 26
8530 Harelbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1002.897.054
- VAT number
- BE 1002.897.054
- Registered office
- Spoorwegstraat 26, 8530 Harelbeke
- Names & denominations
- J & A CONSTRUCTION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 December 2023
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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