Active · per the CBE, 15 November 2026

STERKADI

BE1002893094

Rechtspersoon Private limited company 2 establishments

STERKADI is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker. Private Limited, started on 1 December 2023, 2 establishments.

Koolterstraat 1, 1785 Merchtem

Behind the company: Stewafin VOF, Cymovi BV, Defri VOF, KaScra BV.

Active for

2 year, 11 months

Financials

Financial year 2026

STERKADI from Merchtem, company number BE1002893094, closed financial year 2026 with a result of € 73,729 after tax. For that financial year STERKADI recorded a gross margin of € 1.1 million and equity of € 732. Compared with financial year 2025, the result moved from € -1,268 to € 73,729. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 29, 2026.

What it is worth Healthy

€ 732

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 73,729

▲ still € 1,268 loss in 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 90,199

▲ € 71,209 vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 73,729 paid out

100 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2026

Full-time equivalents

11.8

▲ 0.5 vs 2025

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 964,840

▲ 25% vs 2025

€ 81,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2026

Bank debt

€ 15,000

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 33,541

▼ 4% vs 2025

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 650

▼ 95% vs 2025

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year
20252026Change 2025 → 2026
Gross margin € 788,694 € 1,054,736 ▲ 34%
Profit after taxes € -1,268 € 73,729 ▲ € 74,997
Equity € 732 € 732
Total debts € 47,814 € 99,970 ▲ 109%
Cash € 18,991 € 90,199 ▲ € 71,209
Retained profit € -1,268 € -1,268
Dividend € 0 € 73,729
Bank debt € 0 € 15,000
Balance sheet total € 48,546 € 100,703 ▲ 107%
Employees (FTE) 11.3 11.8 ▲ 0.5

Key figures of STERKADI, fiscal years 2025 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.

What happened to STERKADI?

What happened at STERKADI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2026: profit of € 73,729. Source: NBB ↗
  • Incorporation, published in the Gazette. Source: Staatsblad ↗
  • New establishment in Londerzeel. KBO
  • New establishment in Merchtem. KBO
  • Stewafin VOF became a director. NBB
  • Cymovi BV became a director. NBB
  • Defri VOF became a director. NBB
  • KaScra BV became a director. NBB

In short

From € 1,268 loss in 2025 to € 73,729 profit in 2026.

Paid € 24,284 in corporate taxes since 2025.

Best year ever: 2026, with € 73,729 profit.

On average € 89,400 of value added per employee in 2026.

Management

Behind STERKADI are Stewafin VOF, Cymovi BV, Defri VOF and KaScra BV. Stewafin VOF is also behind FINSTER. Defri VOF is also behind FINSTER.

Directors

According to the 2026 annual accounts

Stewafin VOF

Director · represented by Stefaan Wambacq

Also active at: FINSTER

since 2023

Cymovi BV

Director · represented by Dimitri Zijlstra

since 2023

Defri VOF

Director · represented by Erwin Frijns

Also active at: FINSTER

since 2023

KaScra BV

Director · represented by Karin Gryp

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Koolterstraat 1

1785 Merchtem

2.352.921.179

Markt 27

1840 Londerzeel

Active since 1 December 2023

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

Source: Deed ↗
  • DEFRI(oprichter) 12.8%
  • STEWAFIN(oprichter) 12.8%
  • CYMOVI(oprichter) 12.8%
  • KaScra(oprichter) 12.8%
  • FRIJNS Erwin Jean Josée(oprichter) 12.3%
  • WAMBACQ Stefan(oprichter) 12.3%
  • ZIJLSTRA Dimitri Jan Roelof(oprichter) 12.3%
  • GRYP Karin(oprichter) 12.3%

Details

Company number
1002.893.094
VAT number
BE 1002.893.094
Registered office
Koolterstraat 1, 1785 Merchtem
Names & denominations
STERKADI
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
1 December 2023
Peppol
Active · Active since 23 Apr 2025
Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

Frequently asked questions

What does STERKADI do?
STERKADI is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”. Also registered: insurance broker. Private Limited, started on 1 December 2023, 2 establishments.
What is the address of STERKADI?
The registered office of STERKADI is located at Koolterstraat 1, 1785 Merchtem.
Is STERKADI still active?
Yes. According to the CBE (15 November 2026) STERKADI is active, legal situation “Normale toestand”, started on 1 December 2023.
Is STERKADI registered on Peppol?
Yes, STERKADI is registered on the Peppol network with ID 0208:1002893094.
What is the enterprise number of STERKADI?
The enterprise number of STERKADI is BE1002893094.
When was STERKADI founded?
STERKADI was founded on 1 December 2023.