Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Verzekeringen Delaere from Harelbeke, company number BE1001521139, closed financial year 2025 with a result of € 16,674 after tax. For that financial year Verzekeringen Delaere recorded a gross margin of € 80,250 and equity of € 36,457. Compared with financial year 2024, the result moved from € 17,783 to € 16,674. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 36,457
▲ 84% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16,674
▼ 6% vs 2024
Profit after tax over the fiscal year.
€ 41,903
▲ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 34,457.
People and assets in 2025
€ 20,409
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 163,801
▼ 19% vs 2024
€ 41,264 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 517
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 23,628
▲ 65% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|
| Gross margin | € 80,951 | € 80,250 | ▼ 1% |
| Profit after taxes | € 17,783 | € 16,674 | ▼ 6% |
| Equity | € 19,783 | € 36,457 | ▲ 84% |
| Total debts | € 404,110 | € 357,598 | ▼ 12% |
| Cash | € 29,272 | € 41,903 | ▲ 43% |
| Retained profit | € 17,783 | € 34,457 | ▲ 94% |
| Bank debt | € 203,395 | € 163,801 | ▼ 19% |
| Balance sheet total | € 423,894 | € 394,055 | ▼ 7% |
Key figures of Verzekeringen Delaere, fiscal years 2024 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Verzekeringen Delaere?
What happened at Verzekeringen Delaere in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16,674 (▼ 6% vs 2024). Source: NBB ↗
- New establishment in Harelbeke. KBO
- Frans Delaere became a director. NBB
- Marleen Vandesonneville became a director. NBB
- Kurt Delaere became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 17,783 profit in 2024 to € 16,674 profit in 2025.
Paid € 17,644 in corporate taxes since 2024.
Best year ever: 2024, with € 17,783 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Verzekeringen Delaere are Frans Delaere, Marleen Vandesonneville and Kurt Delaere.
Directors
According to the 2025 annual accounts
Frans Delaere
Director
since 2023
Marleen Vandesonneville
Director
since 2023
Kurt Delaere
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Forestier Ingelramstraat 7 box 3
8530 Harelbeke
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 1001.521.139
- VAT number
- BE 1001.521.139
- Registered office
- Forestier Ingelramstraat 7 bus 3, 8530 Harelbeke
- Names & denominations
- Verzekeringen Delaere
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 October 2023
- Peppol
- Active · Active since 13 Apr 2024