Financials
Financial year 2025
INSU-BUILD from Geel, company number BE0899220979, closed financial year 2025 with a result of € 16 after tax. For that financial year INSU-BUILD recorded a gross margin of € -26,372 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 288 to € 16. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.
€ 1.9 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 16
▼ 95% vs 2024
Profit after tax over the fiscal year.
€ 31,121
▼ 87% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.4 million.
Debts at end 2025
€ 543,662
▼ 17% vs 2024
€ 111,356 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 2,858
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 741
▲ 211% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,645 | € 128,575 | € 12,587 | € -26,372 | ▼ € 38,959 |
| Profit after taxes | € -42,215 | € 94,856 | € 288 | € 16 | ▼ 95% |
| Equity | € 1,770,859 | € 1,865,715 | € 1,866,003 | € 1,866,018 | |
| Total debts | € 877,022 | € 1,068,847 | € 669,960 | € 547,344 | ▼ 18% |
| Cash | € 7,357 | € 801,077 | € 245,863 | € 31,121 | ▼ 87% |
| Land & buildings | € 1,269,021 | € 788,677 | € 666,469 | € 586,409 | ▼ 12% |
| Retained profit | € 1,320,859 | € 1,415,715 | € 1,416,003 | € 1,416,018 | |
| Bank debt | € 865,415 | € 760,176 | € 652,938 | € 543,662 | ▼ 17% |
| Balance sheet total | € 2,647,880 | € 2,934,562 | € 2,535,963 | € 2,413,362 | ▼ 5% |
Key figures of INSU-BUILD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INSU-BUILD?
What happened at INSU-BUILD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 16 (▼ 95% vs 2024). Source: NBB ↗
- Tom Corstjens became a director. NBB
- New establishment in Geel. KBO
- Start of the company according to the CBE. KBO
In short
From € 42,215 loss in 2022 to € 16 profit in 2025.
Paid € 20,352 in corporate taxes since 2022.
Best year ever: 2023, with € 94,856 profit.
Management
The stake of HOLD-CO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
INSU-BUILDBehind INSU-BUILD is Tom Corstjens. The shares are held by HOLD-CO (2%).
Establishments
Establishment units
Physical locations of this company
Eikevelden 67
2440 Geel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0899.220.979
- VAT number
- BE 0899.220.979
- Registered office
- Eikevelden 67, 2440 Geel
- Names & denominations
- INSU-BUILD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 July 2008
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van holdings
Holdings