Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BRABINSURE & BAETS ASSURANCES from Sombreffe, company number BE0899054891, closed financial year 2025 with a result of € 232,808 after tax. For that financial year BRABINSURE & BAETS ASSURANCES recorded a gross margin of € 474,927 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 233,235 to € 232,808. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 23, 2026.
€ 1.2 million
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 232,808
Profit after tax over the fiscal year.
€ 3,621
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,000 paid out
13 % of the profit went to the shareholders, mostly to Ma Yu Consulting (100 % of the shares). That is where the money ends up.
People and assets in 2025
€ 124,922
▲ 11% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,047
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 382,369
▼ 33% vs 2024
€ 239,638 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 7,447
▼ 61% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 71,358
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
Want to see how much further we take a dossier in the Pro version? Open the free De Lijn example and give feedback →
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 434,256 | € 421,041 | € 459,542 | € 474,927 | ▲ 3% |
| Profit after taxes | € 198,029 | € 208,170 | € 233,235 | € 232,808 | |
| Equity | € 586,229 | € 794,399 | € 1,027,634 | € 1,230,441 | ▲ 20% |
| Total debts | € 1,132,991 | € 918,896 | € 703,687 | € 531,546 | ▼ 24% |
| Cash | € 2,407 | € 2,884 | € 5,056 | € 3,621 | ▼ 28% |
| Retained profit | € 573,829 | € 781,999 | € 1,015,234 | € 1,218,041 | ▲ 20% |
| Dividend | € 0 | € 0 | € 0 | € 30,000 | |
| Bank debt | € 984,383 | € 765,180 | € 574,848 | € 382,369 | ▼ 33% |
| Balance sheet total | € 1,719,220 | € 1,713,295 | € 1,731,321 | € 1,761,988 | ▲ 2% |
| Employees (FTE) | 126,167 | 2.8 | 2.8 | - |
Key figures of BRABINSURE & BAETS ASSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BRABINSURE & BAETS ASSURANCES?
What happened at BRABINSURE & BAETS ASSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 232,808. filed late Source: NBB ↗
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 198,029 profit in 2022 to € 232,808 profit in 2025.
Paid € 329,515 in corporate taxes since 2022.
Best year ever: 2024, with € 233,235 profit.
On average € 164,100 of value added per employee in 2024.
A new publication or filing at BRABINSURE & BAETS ASSURANCES? We notify you, reason included.
Follow BRABINSURE & BAETS ASSURANCESDatabakkes Pro
Know what changes at your customers, suppliers and competitors. Without reading an annual account.
- Follow them in one folder Every company in your folder gets this full dossier: household book, all fiscal years, benchmark against companies of the same size.
- We alert you, with the reason New annual account, Official Gazette publication or status change: you get what changed and where it says so.
- In bulk too, and in ChatGPT and Claude Upload your customer list and get the warning signs back per company. Or ask in your own AI assistant, with this register as the source.
Databakkes Pro is being built. Sign up now and you are first in line for an invitation, with a month to try without a credit card.
De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Ma Yu Consulting comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BRABINSURE & BAETS ASSURANCESBehind BRABINSURE & BAETS ASSURANCES is Marc Evrard. The shares are held by Ma Yu Consulting (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue Mathias, Tong. 3
5140 Sombreffe
Avenue Vésale 30 box 4
1300 Wavre
Active since 4 July 2008
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
OVH, FR
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0899.054.891
- VAT number
- BE 0899.054.891
- Registered office
- Rue Mathias, Tong. 3, 5140 Sombreffe
- Names & denominations
- BRABINSURE & BAETS ASSURANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 July 2008
- Peppol
- Active · Active since 9 Dec 2025
- Contact
- brabinsure.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars