Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 4 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
B + L from Lommel, company number BE0898549107, closed financial year 2025 with a result of € -18,727 after tax. For that financial year B + L recorded a gross margin of € 95,825 and equity of € 196,855. Compared with financial year 2024, the result moved from € -29,005 to € -18,727. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 196,855
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,727
▲ 35 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20,548
▲ 126% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -163,145.
People and assets in 2025
€ 1,224
▼ 59% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 924,136
▼ 8% vs 2024
€ 66,237 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.
€ 3,083
▲ € 2,902 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 269
▼ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,939 | € 81,098 | € 84,874 | € 95,825 | ▲ 13% |
| Profit after taxes | € -15,281 | € -8,687 | € -29,005 | € -18,727 | ▲ € 10,277 |
| Equity | € 253,273 | € 244,587 | € 215,582 | € 196,855 | ▼ 9% |
| Total debts | € 1,447,142 | € 1,395,372 | € 1,650,471 | € 1,641,152 | ▼ 1% |
| Cash | € 24,670 | € 13,303 | € 9,076 | € 20,548 | ▲ 126% |
| Land & buildings | € 1,659,120 | € 1,614,778 | € 1,852,375 | € 1,804,674 | ▼ 3% |
| Retained profit | € -106,727 | € -115,413 | € -144,418 | € -163,145 | ▼ € 18,727 |
| Bank debt | € 860,097 | € 802,764 | € 1,003,996 | € 924,136 | ▼ 8% |
| Balance sheet total | € 1,700,415 | € 1,639,959 | € 1,866,054 | € 1,838,007 | ▼ 2% |
Key figures of B + L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to B + L?
What happened at B + L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,727. Source: NBB ↗
- Gerardus Van Otten became a director. NBB
- Johanna Koolen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,281 loss in 2022 to € 18,727 loss in 2025.
Paid € 1,113 in corporate taxes since 2022.
Management
Behind B + L are Gerardus Van Otten and Johanna Koolen.
Directors
According to the 2025 annual accounts
Gerardus Van Otten
Director
since 2024
Johanna Koolen
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Kolonie 139
3920 Lommel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0898.549.107
- VAT number
- BE 0898.549.107
- Registered office
- Kolonie 139, 3920 Lommel
- Names & denominations
- B + L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 June 2008
- Peppol
- Active · Active since 27 Mar 2026